Improved rainfall thresholds for index insurance in India

Weather shocks can trap farmers and households in poverty. At the same time, the risk of such shocks occurring often discourage farmers from trying out innovations, such as new types of seed or different technologies, which could increase productivity and resilience. Conventional crop insurance reli...

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Autor principal: CGIAR Research Program on Climate Change, Agriculture and Food Security
Formato: Case Study
Lenguaje:Inglés
Publicado: 2014
Materias:
Acceso en línea:https://hdl.handle.net/10568/35593
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author CGIAR Research Program on Climate Change, Agriculture and Food Security
author_browse CGIAR Research Program on Climate Change, Agriculture and Food Security
author_facet CGIAR Research Program on Climate Change, Agriculture and Food Security
author_sort CGIAR Research Program on Climate Change, Agriculture and Food Security
collection Repository of Agricultural Research Outputs (CGSpace)
description Weather shocks can trap farmers and households in poverty. At the same time, the risk of such shocks occurring often discourage farmers from trying out innovations, such as new types of seed or different technologies, which could increase productivity and resilience. Conventional crop insurance relies on the direct assessment of an individual farmer’s loss or damage, but carrying out field assessments in developing countries is often time consuming and costly. Weather index insurance, on the other hand, is based on objective thresholds such as rainfall amounts or temperatures measured at defined locations. Based on the requirements of the crop being insured, a threshold is selected above or below which payouts are made. This means it is not necessary to assess every insured farmer’s loss. In this way, weather index insurance enables farmers to insure their crops against weather risk in areas where traditional agricultural insurance is not available.
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spelling CGSpace355932025-12-10T12:47:38Z Improved rainfall thresholds for index insurance in India CGIAR Research Program on Climate Change, Agriculture and Food Security climate agriculture crop insurance Weather shocks can trap farmers and households in poverty. At the same time, the risk of such shocks occurring often discourage farmers from trying out innovations, such as new types of seed or different technologies, which could increase productivity and resilience. Conventional crop insurance relies on the direct assessment of an individual farmer’s loss or damage, but carrying out field assessments in developing countries is often time consuming and costly. Weather index insurance, on the other hand, is based on objective thresholds such as rainfall amounts or temperatures measured at defined locations. Based on the requirements of the crop being insured, a threshold is selected above or below which payouts are made. This means it is not necessary to assess every insured farmer’s loss. In this way, weather index insurance enables farmers to insure their crops against weather risk in areas where traditional agricultural insurance is not available. 2014-05 2014-05-09T18:44:39Z 2014-05-09T18:44:39Z Case Study https://hdl.handle.net/10568/35593 en Open Access application/pdf image/png CCAFS. 2014. Improved rainfall thresholds for index insurance in India. Outcome case. CGIAR Research Program on Climate Change, Agriculture and Food Security (CCAFS). Copenhagen, Denmark.
spellingShingle climate
agriculture
crop insurance
CGIAR Research Program on Climate Change, Agriculture and Food Security
Improved rainfall thresholds for index insurance in India
title Improved rainfall thresholds for index insurance in India
title_full Improved rainfall thresholds for index insurance in India
title_fullStr Improved rainfall thresholds for index insurance in India
title_full_unstemmed Improved rainfall thresholds for index insurance in India
title_short Improved rainfall thresholds for index insurance in India
title_sort improved rainfall thresholds for index insurance in india
topic climate
agriculture
crop insurance
url https://hdl.handle.net/10568/35593
work_keys_str_mv AT cgiarresearchprogramonclimatechangeagricultureandfoodsecurity improvedrainfallthresholdsforindexinsuranceinindia