Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya

Considerable attention has been placed on bundled index insurance to enhance climate resilience, address multiple risks simultaneously, and increase the adoption of agricultural technologies. We conducted an endow-and-exchange choice experiment with 1,828 female and male livestock keepers in norther...

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Autores principales: Shikuku, Kelvin Mashisia, Ochenje, Ibrahim, Osiemo, Jamleck, Banerjee, Rupsha R., DuttaGupta, Tanaya, Khalai, Duncan
Formato: Journal Article
Lenguaje:Inglés
Publicado: Wiley 2026
Materias:
Acceso en línea:https://hdl.handle.net/10568/179951
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author Shikuku, Kelvin Mashisia
Ochenje, Ibrahim
Osiemo, Jamleck
Banerjee, Rupsha R.
DuttaGupta, Tanaya
Khalai, Duncan
author_browse Banerjee, Rupsha R.
DuttaGupta, Tanaya
Khalai, Duncan
Ochenje, Ibrahim
Osiemo, Jamleck
Shikuku, Kelvin Mashisia
author_facet Shikuku, Kelvin Mashisia
Ochenje, Ibrahim
Osiemo, Jamleck
Banerjee, Rupsha R.
DuttaGupta, Tanaya
Khalai, Duncan
author_sort Shikuku, Kelvin Mashisia
collection Repository of Agricultural Research Outputs (CGSpace)
description Considerable attention has been placed on bundled index insurance to enhance climate resilience, address multiple risks simultaneously, and increase the adoption of agricultural technologies. We conducted an endow-and-exchange choice experiment with 1,828 female and male livestock keepers in northern Kenya to elicit their preferences for bundled index-based livestock insurance (IBLI). We measured relative willingness to pay (WTP) as the maximum amount of money that an individual is willing to pay to switch from one bundle to another. We found that livestock keepers were willing to pay 19% – 33%, 100% – 153%, and 148% – 232% more for IBLI + animal nutrition, IBLI + animal health, and IBLI + flexible package, respectively, relative to IBLI + animal breed. Relative to the average WTP to switch from other bundles to IBLI + animal breed, women had 36% – 45%, 54% – 64%, and 76% – 84% higher WTP than men for IBLI + animal nutrition, IBLI + animal health, and IBLI + flexible package, respectively. Providing information about bundled products and seasonal vegetation forecasts reduced the relative WTP for IBLI + animal nutrition. Our findings highlight the importance of considering the differential preferences of women and men when designing and promoting bundled IBLI products.
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spelling CGSpace1799512026-01-23T10:14:07Z Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya Shikuku, Kelvin Mashisia Ochenje, Ibrahim Osiemo, Jamleck Banerjee, Rupsha R. DuttaGupta, Tanaya Khalai, Duncan insurance pastoralists drylands livestock Considerable attention has been placed on bundled index insurance to enhance climate resilience, address multiple risks simultaneously, and increase the adoption of agricultural technologies. We conducted an endow-and-exchange choice experiment with 1,828 female and male livestock keepers in northern Kenya to elicit their preferences for bundled index-based livestock insurance (IBLI). We measured relative willingness to pay (WTP) as the maximum amount of money that an individual is willing to pay to switch from one bundle to another. We found that livestock keepers were willing to pay 19% – 33%, 100% – 153%, and 148% – 232% more for IBLI + animal nutrition, IBLI + animal health, and IBLI + flexible package, respectively, relative to IBLI + animal breed. Relative to the average WTP to switch from other bundles to IBLI + animal breed, women had 36% – 45%, 54% – 64%, and 76% – 84% higher WTP than men for IBLI + animal nutrition, IBLI + animal health, and IBLI + flexible package, respectively. Providing information about bundled products and seasonal vegetation forecasts reduced the relative WTP for IBLI + animal nutrition. Our findings highlight the importance of considering the differential preferences of women and men when designing and promoting bundled IBLI products. 2026-01-01 2026-01-16T07:09:36Z 2026-01-16T07:09:36Z Journal Article https://hdl.handle.net/10568/179951 en Open Access Wiley Shikuku, K.M., Ochenje, I., Osiemo, J., Banerjee, R., DuttaGupta, T. and Khalai, D. 2025. Preferences for Bundled Index-Based Livestock Insurance: Evidence from Northern Kenya. Agricultural Economics 57(1):e70089.
spellingShingle insurance
pastoralists
drylands
livestock
Shikuku, Kelvin Mashisia
Ochenje, Ibrahim
Osiemo, Jamleck
Banerjee, Rupsha R.
DuttaGupta, Tanaya
Khalai, Duncan
Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya
title Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya
title_full Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya
title_fullStr Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya
title_full_unstemmed Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya
title_short Preferences for Bundled Index-Based Livestock Insurance: Evidence From Northern Kenya
title_sort preferences for bundled index based livestock insurance evidence from northern kenya
topic insurance
pastoralists
drylands
livestock
url https://hdl.handle.net/10568/179951
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