Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia

This study addresses the pressing need for inclusive and scalable agricultural insurance solutions for smallholder wheat farmers in Ethiopia, who face persistent yield risks across diverse agroecologies and farming systems. Despite the proven benefits of sustainable intensification (SI), adopt...

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Main Author: Ebrahim, Mohammed
Format: Proposal
Language:Inglés
Published: 2025
Subjects:
Online Access:https://hdl.handle.net/10568/179819
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author Ebrahim, Mohammed
author_browse Ebrahim, Mohammed
author_facet Ebrahim, Mohammed
author_sort Ebrahim, Mohammed
collection Repository of Agricultural Research Outputs (CGSpace)
description This study addresses the pressing need for inclusive and scalable agricultural insurance solutions for smallholder wheat farmers in Ethiopia, who face persistent yield risks across diverse agroecologies and farming systems. Despite the proven benefits of sustainable intensification (SI), adoption remains low due to risk exposure, financial constraints, and limited access to insurance. Existing area-based index insurance models often fail to reflect localized realities, resulting in high basis risk and poor uptake. To bridge this gap, this research will develop a dynamic farm-level and area yield index insurance model integrating sustainable intensification (SI) practices and risk based farm typologies. The model will combine remote sensing, geospatial, and ground-truth agronomic data through machine learning and simulation to enable accurate yield prediction and premium estimation. Once calibrated, it will function with minimal inputs like NDVI, weather data, and location ensuring cost-effective, scalable, and timely payouts. The research will also evaluate the risk-reducing effects of SI, estimate SI-sensitive premiums, and assess adoption drivers and farmers’ willingness to pay to ensure alignment with smallholders’ needs. Beyond compensating losses, the study envisions insurance as a driver of technology adoption and farm investment. Developing such holistic tools can enhance resilience and environmental sustainability.
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spelling CGSpace1798192026-01-15T02:18:03Z Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia Ebrahim, Mohammed smallholders sustainable intensification yields machine learning wheat insurance This study addresses the pressing need for inclusive and scalable agricultural insurance solutions for smallholder wheat farmers in Ethiopia, who face persistent yield risks across diverse agroecologies and farming systems. Despite the proven benefits of sustainable intensification (SI), adoption remains low due to risk exposure, financial constraints, and limited access to insurance. Existing area-based index insurance models often fail to reflect localized realities, resulting in high basis risk and poor uptake. To bridge this gap, this research will develop a dynamic farm-level and area yield index insurance model integrating sustainable intensification (SI) practices and risk based farm typologies. The model will combine remote sensing, geospatial, and ground-truth agronomic data through machine learning and simulation to enable accurate yield prediction and premium estimation. Once calibrated, it will function with minimal inputs like NDVI, weather data, and location ensuring cost-effective, scalable, and timely payouts. The research will also evaluate the risk-reducing effects of SI, estimate SI-sensitive premiums, and assess adoption drivers and farmers’ willingness to pay to ensure alignment with smallholders’ needs. Beyond compensating losses, the study envisions insurance as a driver of technology adoption and farm investment. Developing such holistic tools can enhance resilience and environmental sustainability. 2025-12-24 2026-01-14T12:30:57Z 2026-01-14T12:30:57Z Proposal https://hdl.handle.net/10568/179819 en Open Access application/pdf Ebrahim, M. (2025) Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia. [PhD Dissertation Research Proposal] Mohammed VI Polytechnic University, College of Agriculture and Environmental Science. 92 p.
spellingShingle smallholders
sustainable intensification
yields
machine learning
wheat
insurance
Ebrahim, Mohammed
Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia
title Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia
title_full Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia
title_fullStr Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia
title_full_unstemmed Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia
title_short Inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in Ethiopia
title_sort inclusive agricultural insurance for sustainable wheat intensification as a pathway to smallholder resilience in ethiopia
topic smallholders
sustainable intensification
yields
machine learning
wheat
insurance
url https://hdl.handle.net/10568/179819
work_keys_str_mv AT ebrahimmohammed inclusiveagriculturalinsuranceforsustainablewheatintensificationasapathwaytosmallholderresilienceinethiopia