Financial inclusion in food, land and water systems: what works for women?
This brief draws on distilled evidence from research and practice from CGIAR and beyond to highlight how to design financial products, approaches and processes to reach, benefit and empower women through financial inclusion. Women across Low- and Middle-Income Countries (LMICs) contribute to food,...
| Autores principales: | , , , , , |
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| Formato: | Brief |
| Lenguaje: | Inglés |
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CGIAR Gender Equality and Inclusion
2025
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| Acceso en línea: | https://hdl.handle.net/10568/178806 |
| _version_ | 1855524000371834880 |
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| author | Puskur, Ranjitha Verma, Benu Elias, Marlene Mujawamariya, Gaudiose Haan, Nicoline C. de Atakos, Vivian |
| author_browse | Atakos, Vivian Elias, Marlene Haan, Nicoline C. de Mujawamariya, Gaudiose Puskur, Ranjitha Verma, Benu |
| author_facet | Puskur, Ranjitha Verma, Benu Elias, Marlene Mujawamariya, Gaudiose Haan, Nicoline C. de Atakos, Vivian |
| author_sort | Puskur, Ranjitha |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | This brief draws on distilled evidence from research and practice from CGIAR and beyond to highlight how to design financial products, approaches and processes to reach, benefit and empower women through financial inclusion.
Women across Low- and Middle-Income Countries (LMICs) contribute to food, land and water systems (FLWS) as agricultural producers, entrepreneurs, consumers, and conservationists. They produce 60 to 80 percent of the food in most developing countries, are responsible for half of the world’s food production but remain disproportionately excluded from financial services. 742 million rural women who are also least educated, among the poorest and have low or no access to mobile phones are left out of formal financial services, globally. This exclusion discounts their essential roles in the sector, stymies their potential, and hinders their well-being and that of their households and communities. Barriers to women’s financial inclusion include lack of collateral, cumbersome documentation and procedural requirements, legal discrimination, financial illiteracy, discriminatory social norms, financial risk aversion and lack of gender disaggregated data. Financial service providers generally view rural women as risky or unprofitable, moreover, financial services are poorly adapted for low-literacy, low-income women. |
| format | Brief |
| id | CGSpace178806 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | CGIAR Gender Equality and Inclusion |
| publisherStr | CGIAR Gender Equality and Inclusion |
| record_format | dspace |
| spelling | CGSpace1788062025-12-16T02:07:12Z Financial inclusion in food, land and water systems: what works for women? Puskur, Ranjitha Verma, Benu Elias, Marlene Mujawamariya, Gaudiose Haan, Nicoline C. de Atakos, Vivian finance women foods water gender This brief draws on distilled evidence from research and practice from CGIAR and beyond to highlight how to design financial products, approaches and processes to reach, benefit and empower women through financial inclusion. Women across Low- and Middle-Income Countries (LMICs) contribute to food, land and water systems (FLWS) as agricultural producers, entrepreneurs, consumers, and conservationists. They produce 60 to 80 percent of the food in most developing countries, are responsible for half of the world’s food production but remain disproportionately excluded from financial services. 742 million rural women who are also least educated, among the poorest and have low or no access to mobile phones are left out of formal financial services, globally. This exclusion discounts their essential roles in the sector, stymies their potential, and hinders their well-being and that of their households and communities. Barriers to women’s financial inclusion include lack of collateral, cumbersome documentation and procedural requirements, legal discrimination, financial illiteracy, discriminatory social norms, financial risk aversion and lack of gender disaggregated data. Financial service providers generally view rural women as risky or unprofitable, moreover, financial services are poorly adapted for low-literacy, low-income women. 2025-12-01 2025-12-15T07:34:37Z 2025-12-15T07:34:37Z Brief https://hdl.handle.net/10568/178806 en Open Access application/pdf CGIAR Gender Equality and Inclusion Puskur, R., Verma, B., Elias, M., Mujawamariya, G., de Haan, N. and Atakos, V. 2025. Financial inclusion in food, land and water systems: what works for women? Policy Brief. Nairobi, Kenya: CGIAR Gender Equality and Inclusion. |
| spellingShingle | finance women foods water gender Puskur, Ranjitha Verma, Benu Elias, Marlene Mujawamariya, Gaudiose Haan, Nicoline C. de Atakos, Vivian Financial inclusion in food, land and water systems: what works for women? |
| title | Financial inclusion in food, land and water systems: what works for women? |
| title_full | Financial inclusion in food, land and water systems: what works for women? |
| title_fullStr | Financial inclusion in food, land and water systems: what works for women? |
| title_full_unstemmed | Financial inclusion in food, land and water systems: what works for women? |
| title_short | Financial inclusion in food, land and water systems: what works for women? |
| title_sort | financial inclusion in food land and water systems what works for women |
| topic | finance women foods water gender |
| url | https://hdl.handle.net/10568/178806 |
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