Four lessons for financial innovation in agrifood systems
Financial systems are modernizing worldwide, with digital apps, online payments, and rapid loan processing increasingly the norm. Yet the digital finance revolution has yet to take hold in the agrifood value chains of low- and middle-income countries (LMICs), where many small farms and firms lack ac...
| Autores principales: | , , , , |
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| Formato: | Blog Post |
| Lenguaje: | Inglés |
| Publicado: |
International Food Policy Research Institute
2025
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| Acceso en línea: | https://hdl.handle.net/10568/178551 |
| _version_ | 1855519065355845632 |
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| author | Ambler, Kate Bloem, Jeffrey R. de Brauw, Alan Bakhtiar, M. Mehrab Maruyama, Eduardo |
| author_browse | Ambler, Kate Bakhtiar, M. Mehrab Bloem, Jeffrey R. Maruyama, Eduardo de Brauw, Alan |
| author_facet | Ambler, Kate Bloem, Jeffrey R. de Brauw, Alan Bakhtiar, M. Mehrab Maruyama, Eduardo |
| author_sort | Ambler, Kate |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | Financial systems are modernizing worldwide, with digital apps, online payments, and rapid loan processing increasingly the norm. Yet the digital finance revolution has yet to take hold in the agrifood value chains of low- and middle-income countries (LMICs), where many small farms and firms lack access to sufficient credit. Obstacles include weather and price risks that are difficult to insure, high transaction costs, a lack of collateral among smallholders and informal firms, and seasonal payment streams.
Can new financial approaches help? A growing portfolio of IFPRI research focuses on understanding the financial challenges that smallholder farmers and small agrifood businesses face and partnering with innovators to pilot and test methods to meet their needs. Here, we outline four lessons from these efforts based on research conducted in Bangladesh, Indonesia, Myanmar, Nigeria, Uganda, and Viet Nam. |
| format | Blog Post |
| id | CGSpace178551 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1785512025-12-04T16:49:33Z Four lessons for financial innovation in agrifood systems Ambler, Kate Bloem, Jeffrey R. de Brauw, Alan Bakhtiar, M. Mehrab Maruyama, Eduardo innovation agrifood systems Financial systems are modernizing worldwide, with digital apps, online payments, and rapid loan processing increasingly the norm. Yet the digital finance revolution has yet to take hold in the agrifood value chains of low- and middle-income countries (LMICs), where many small farms and firms lack access to sufficient credit. Obstacles include weather and price risks that are difficult to insure, high transaction costs, a lack of collateral among smallholders and informal firms, and seasonal payment streams. Can new financial approaches help? A growing portfolio of IFPRI research focuses on understanding the financial challenges that smallholder farmers and small agrifood businesses face and partnering with innovators to pilot and test methods to meet their needs. Here, we outline four lessons from these efforts based on research conducted in Bangladesh, Indonesia, Myanmar, Nigeria, Uganda, and Viet Nam. 2025-07-01 2025-12-04T16:49:32Z 2025-12-04T16:49:32Z Blog Post https://hdl.handle.net/10568/178551 en Open Access International Food Policy Research Institute Ambler, Kate; Bloem, Jeffrey R.; de Brauw, Alan; Bakhtiar, M. Mehrab; and Maruyama, Eduardo. 2025. Four lessons for financial innovation in agrifood systems. IFPRI Blog Post. https://www.ifpri.org/blog/four-lessons-for-financial-innovation-in-agrifood-systems/ |
| spellingShingle | innovation agrifood systems Ambler, Kate Bloem, Jeffrey R. de Brauw, Alan Bakhtiar, M. Mehrab Maruyama, Eduardo Four lessons for financial innovation in agrifood systems |
| title | Four lessons for financial innovation in agrifood systems |
| title_full | Four lessons for financial innovation in agrifood systems |
| title_fullStr | Four lessons for financial innovation in agrifood systems |
| title_full_unstemmed | Four lessons for financial innovation in agrifood systems |
| title_short | Four lessons for financial innovation in agrifood systems |
| title_sort | four lessons for financial innovation in agrifood systems |
| topic | innovation agrifood systems |
| url | https://hdl.handle.net/10568/178551 |
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