Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers
This piece on "The Conversation" highlights how emerging innovations in technology, product design and gender inclusion can expand access to agricultural insurance for smallholder farmers across Africa. As climate change intensifies droughts, floods and other weather extremes, smallholders remain hi...
| Autores principales: | , |
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| Formato: | Opinion Piece |
| Lenguaje: | Inglés |
| Publicado: |
The Conversation
2025
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| Acceso en línea: | https://hdl.handle.net/10568/178509 |
| _version_ | 1855522206764761088 |
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| author | Kramer, Berber Hill, Ruth Vargas |
| author_browse | Hill, Ruth Vargas Kramer, Berber |
| author_facet | Kramer, Berber Hill, Ruth Vargas |
| author_sort | Kramer, Berber |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | This piece on "The Conversation" highlights how emerging innovations in technology, product design and gender inclusion can expand access to agricultural insurance for smallholder farmers across Africa. As climate change intensifies droughts, floods and other weather extremes, smallholders remain highly exposed, yet traditional insurance models have struggled to reach them due to high costs, limited trust and administrative challenges. The authors discuss how smartphone-based photo verification can simplify loss assessment, how insurance “coupons” can make premiums more affordable at the point of purchase, and how strengthening women’s rights and decision-making power can increase both uptake and the equitable distribution of benefits. They also underscore the value of complementing formal insurance with existing informal risk-sharing networks. Together, these innovations can lower barriers to participation, reduce basis risk, and create more inclusive insurance markets, which will help scale climate-risk protection across the continent. |
| format | Opinion Piece |
| id | CGSpace178509 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | The Conversation |
| publisherStr | The Conversation |
| record_format | dspace |
| spelling | CGSpace1785092025-12-03T19:44:26Z Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers Kramer, Berber Hill, Ruth Vargas crop insurance climate resilience policies agriculture risk transfer extreme weather events livelihoods food security mobile phones This piece on "The Conversation" highlights how emerging innovations in technology, product design and gender inclusion can expand access to agricultural insurance for smallholder farmers across Africa. As climate change intensifies droughts, floods and other weather extremes, smallholders remain highly exposed, yet traditional insurance models have struggled to reach them due to high costs, limited trust and administrative challenges. The authors discuss how smartphone-based photo verification can simplify loss assessment, how insurance “coupons” can make premiums more affordable at the point of purchase, and how strengthening women’s rights and decision-making power can increase both uptake and the equitable distribution of benefits. They also underscore the value of complementing formal insurance with existing informal risk-sharing networks. Together, these innovations can lower barriers to participation, reduce basis risk, and create more inclusive insurance markets, which will help scale climate-risk protection across the continent. 2025-11-11 2025-12-03T19:44:25Z 2025-12-03T19:44:25Z Opinion Piece https://hdl.handle.net/10568/178509 en https://saiia.org.za/research/crop-insurance-for-climate-resilience-priorities-for-south-africas-g20-presidency/ Open Access The Conversation Kramer, Berber; and Hill, Ruth Vargas. 2025. Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers. The Conversation. Published on November 11, 2025. https://doi.org/10.64628/AAJ.6wkxs9tng |
| spellingShingle | crop insurance climate resilience policies agriculture risk transfer extreme weather events livelihoods food security mobile phones Kramer, Berber Hill, Ruth Vargas Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers |
| title | Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers |
| title_full | Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers |
| title_fullStr | Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers |
| title_full_unstemmed | Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers |
| title_short | Smartphones, women’s rights and coupons: New trends that can boost insurance for African farmers |
| title_sort | smartphones women s rights and coupons new trends that can boost insurance for african farmers |
| topic | crop insurance climate resilience policies agriculture risk transfer extreme weather events livelihoods food security mobile phones |
| url | https://hdl.handle.net/10568/178509 |
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