Rural credit, food security, and resilience: An empirical evaluation from Kenya
In this paper, we examine the role of credit in enhancing rural households’ food security and resilience. In so doing, we consider resilience as a higher order capacity outcome, different from traditional development outcomes associated with households’ or individuals’ welfare. We evaluate the effec...
| Autores principales: | , , , |
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| Formato: | Artículo preliminar |
| Lenguaje: | Inglés |
| Publicado: |
International Food Policy Research Institute
2025
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| Materias: | |
| Acceso en línea: | https://hdl.handle.net/10568/175990 |
| _version_ | 1855515556527996928 |
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| author | Ndegwa, Michael K. Ward, Patrick S. Shee, Apurba You, Liangzhi |
| author_browse | Ndegwa, Michael K. Shee, Apurba Ward, Patrick S. You, Liangzhi |
| author_facet | Ndegwa, Michael K. Ward, Patrick S. Shee, Apurba You, Liangzhi |
| author_sort | Ndegwa, Michael K. |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | In this paper, we examine the role of credit in enhancing rural households’ food security and resilience. In so doing, we consider resilience as a higher order capacity outcome, different from traditional development outcomes associated with households’ or individuals’ welfare. We evaluate the effectiveness of two types of agricultural production credit products, one a traditional credit and one that is linked to rainfall index insurance to protect borrowers against the adverse effects of drought. Based on a randomized controlled trial conducted in Machakos county, Kenya, we report both intent-to-treat effects as well as local average treatment effects to demonstrate the impacts of these credit products not only among borrowers, but the broader effects of expanding rural credit markets. We see generally low levels of food security resilience among our sampled households, but we find compelling evidence that credit and expanded credit markets more broadly had beneficial impacts on enhancing households’ food security and resilience. Despite the differences in the two credit products being evaluated, we do not find an appreciable difference in the effects of the two credit types, concluding that the expansion of affordable agricultural credit markets should be among the key policy tools for building resilience among rural smallholders. |
| format | Artículo preliminar |
| id | CGSpace175990 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1759902025-12-02T21:03:13Z Rural credit, food security, and resilience: An empirical evaluation from Kenya Ndegwa, Michael K. Ward, Patrick S. Shee, Apurba You, Liangzhi credit food security insurance resilience smallholders In this paper, we examine the role of credit in enhancing rural households’ food security and resilience. In so doing, we consider resilience as a higher order capacity outcome, different from traditional development outcomes associated with households’ or individuals’ welfare. We evaluate the effectiveness of two types of agricultural production credit products, one a traditional credit and one that is linked to rainfall index insurance to protect borrowers against the adverse effects of drought. Based on a randomized controlled trial conducted in Machakos county, Kenya, we report both intent-to-treat effects as well as local average treatment effects to demonstrate the impacts of these credit products not only among borrowers, but the broader effects of expanding rural credit markets. We see generally low levels of food security resilience among our sampled households, but we find compelling evidence that credit and expanded credit markets more broadly had beneficial impacts on enhancing households’ food security and resilience. Despite the differences in the two credit products being evaluated, we do not find an appreciable difference in the effects of the two credit types, concluding that the expansion of affordable agricultural credit markets should be among the key policy tools for building resilience among rural smallholders. 2025-08-05 2025-08-05T20:09:32Z 2025-08-05T20:09:32Z Working Paper https://hdl.handle.net/10568/175990 en https://doi.org/10.2499/p15738coll2.137037 https://doi.org/10.2499/9780896294554 Open Access application/pdf International Food Policy Research Institute Ndegwa, Michael K.; Ward, Patrick S.; Shee, Apurba; and You, Liangzhi. 2025. Rural credit, food security, and resilience: An empirical evaluation from Kenya. IFPRI Discussion Paper 2351. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/175990 |
| spellingShingle | credit food security insurance resilience smallholders Ndegwa, Michael K. Ward, Patrick S. Shee, Apurba You, Liangzhi Rural credit, food security, and resilience: An empirical evaluation from Kenya |
| title | Rural credit, food security, and resilience: An empirical evaluation from Kenya |
| title_full | Rural credit, food security, and resilience: An empirical evaluation from Kenya |
| title_fullStr | Rural credit, food security, and resilience: An empirical evaluation from Kenya |
| title_full_unstemmed | Rural credit, food security, and resilience: An empirical evaluation from Kenya |
| title_short | Rural credit, food security, and resilience: An empirical evaluation from Kenya |
| title_sort | rural credit food security and resilience an empirical evaluation from kenya |
| topic | credit food security insurance resilience smallholders |
| url | https://hdl.handle.net/10568/175990 |
| work_keys_str_mv | AT ndegwamichaelk ruralcreditfoodsecurityandresilienceanempiricalevaluationfromkenya AT wardpatricks ruralcreditfoodsecurityandresilienceanempiricalevaluationfromkenya AT sheeapurba ruralcreditfoodsecurityandresilienceanempiricalevaluationfromkenya AT youliangzhi ruralcreditfoodsecurityandresilienceanempiricalevaluationfromkenya |