Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India

Exposure to weather hazards, pests, crop diseases, and climate change threaten the livelihoods of many smallholder farmers in low- and middle-income countries. A lack of agricultural insurance has severe financial consequences for farmers in the aftermath of shocks; however, even in uneventful years...

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Detalles Bibliográficos
Autores principales: Ceballos, Francisco, Gaur, Pushkar, Gupta, Monali, Kannan, Samyuktha, Kramer, Berber
Formato: Informe técnico
Lenguaje:Inglés
Publicado: International Initiative for Impact Evaluation 2025
Materias:
Acceso en línea:https://hdl.handle.net/10568/175785
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author Ceballos, Francisco
Gaur, Pushkar
Gupta, Monali
Kannan, Samyuktha
Kramer, Berber
author_browse Ceballos, Francisco
Gaur, Pushkar
Gupta, Monali
Kannan, Samyuktha
Kramer, Berber
author_facet Ceballos, Francisco
Gaur, Pushkar
Gupta, Monali
Kannan, Samyuktha
Kramer, Berber
author_sort Ceballos, Francisco
collection Repository of Agricultural Research Outputs (CGSpace)
description Exposure to weather hazards, pests, crop diseases, and climate change threaten the livelihoods of many smallholder farmers in low- and middle-income countries. A lack of agricultural insurance has severe financial consequences for farmers in the aftermath of shocks; however, even in uneventful years, it discourages risk-averse farmers from investing in profitable agricultural production opportunities, thereby limiting the adoption of practices and technologies that would improve productivity and income. As a result, many countries are focusing on agricultural insurance as a means of reducing farmers’ exposure to production risks and increasing investments. This report describes findings from an impact evaluation of a novel crop insurance scheme in the state of Haryana, India.
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institution CGIAR Consortium
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publishDate 2025
publishDateRange 2025
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spelling CGSpace1757852025-08-19T13:08:36Z Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India Ceballos, Francisco Gaur, Pushkar Gupta, Monali Kannan, Samyuktha Kramer, Berber crop insurance smartphones data impact randomized controlled trials Exposure to weather hazards, pests, crop diseases, and climate change threaten the livelihoods of many smallholder farmers in low- and middle-income countries. A lack of agricultural insurance has severe financial consequences for farmers in the aftermath of shocks; however, even in uneventful years, it discourages risk-averse farmers from investing in profitable agricultural production opportunities, thereby limiting the adoption of practices and technologies that would improve productivity and income. As a result, many countries are focusing on agricultural insurance as a means of reducing farmers’ exposure to production risks and increasing investments. This report describes findings from an impact evaluation of a novel crop insurance scheme in the state of Haryana, India. 2025-02 2025-07-23T20:55:50Z 2025-07-23T20:55:50Z Report https://hdl.handle.net/10568/175785 en https://doi.org/10.23846/B/IE/202501 Open Access International Initiative for Impact Evaluation Ceballos, Francisco; Gaur, Pushkar; Gupta, Monali; Kannan, Samyuktha; and Kramer, Berber. 2025. Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India. Impact Evaluation Report 141. International Initiative for Impact Evaluation (3ie). https://doi.org/10.23846/TW13IE141
spellingShingle crop insurance
smartphones
data
impact
randomized controlled trials
Ceballos, Francisco
Gaur, Pushkar
Gupta, Monali
Kannan, Samyuktha
Kramer, Berber
Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India
title Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India
title_full Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India
title_fullStr Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India
title_full_unstemmed Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India
title_short Picture-based crop insurance: A randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in India
title_sort picture based crop insurance a randomized controlled trial evaluating the impacts of using smartphone camera data for claims verification in india
topic crop insurance
smartphones
data
impact
randomized controlled trials
url https://hdl.handle.net/10568/175785
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