Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis

Access to credit can be important for improving the performance of smallholders, as it enables farmers to purchase inputs while sustaining their livelihoods. In rural Nigeria, however, access to credit—particularly from formal financial institutions—is limited. As a result, farmers often have little...

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Detalles Bibliográficos
Autores principales: Ambler, Kate, Balana, Bedru, Bloem, Jeffrey R., Maruyama, Eduardo, Olanrewaju, Opeyemi
Formato: Brief
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2025
Materias:
Acceso en línea:https://hdl.handle.net/10568/175654
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author Ambler, Kate
Balana, Bedru
Bloem, Jeffrey R.
Maruyama, Eduardo
Olanrewaju, Opeyemi
author_browse Ambler, Kate
Balana, Bedru
Bloem, Jeffrey R.
Maruyama, Eduardo
Olanrewaju, Opeyemi
author_facet Ambler, Kate
Balana, Bedru
Bloem, Jeffrey R.
Maruyama, Eduardo
Olanrewaju, Opeyemi
author_sort Ambler, Kate
collection Repository of Agricultural Research Outputs (CGSpace)
description Access to credit can be important for improving the performance of smallholders, as it enables farmers to purchase inputs while sustaining their livelihoods. In rural Nigeria, however, access to credit—particularly from formal financial institutions—is limited. As a result, farmers often have little to no choice but to depend on alternative credit sources, including informal lending. Small holder agricultural households often turn to friends and family, or local money lenders and other informal and semi-formal sources to meet their credit needs (EFInA, 2020).
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spelling CGSpace1756542025-11-06T05:03:37Z Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis Ambler, Kate Balana, Bedru Bloem, Jeffrey R. Maruyama, Eduardo Olanrewaju, Opeyemi access to finance credit smallholders inputs repayment of debts Access to credit can be important for improving the performance of smallholders, as it enables farmers to purchase inputs while sustaining their livelihoods. In rural Nigeria, however, access to credit—particularly from formal financial institutions—is limited. As a result, farmers often have little to no choice but to depend on alternative credit sources, including informal lending. Small holder agricultural households often turn to friends and family, or local money lenders and other informal and semi-formal sources to meet their credit needs (EFInA, 2020). 2025-07-14 2025-07-16T20:48:02Z 2025-07-16T20:48:02Z Brief https://hdl.handle.net/10568/175654 en https://hdl.handle.net/10568/152224 Open Access application/pdf International Food Policy Research Institute Ambler, Kate; Balana, Bedru; Bloem, Jeffrey R.; Maruyama, Eduardo; and Olanrewaju, Opeyemi. 2025. Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis. IFPRI Project Note July 2025. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/175654
spellingShingle access to finance
credit
smallholders
inputs
repayment of debts
Ambler, Kate
Balana, Bedru
Bloem, Jeffrey R.
Maruyama, Eduardo
Olanrewaju, Opeyemi
Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis
title Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis
title_full Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis
title_fullStr Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis
title_full_unstemmed Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis
title_short Credit access, demand, and repayment among smallholder farmers in Nigeria: A follow-up analysis
title_sort credit access demand and repayment among smallholder farmers in nigeria a follow up analysis
topic access to finance
credit
smallholders
inputs
repayment of debts
url https://hdl.handle.net/10568/175654
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