The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh

Intermediary firms within agri-food value chains — operating between the farmgate and retailers — typically account for at least as much, if not more, value added as the primary agricultural production sector of the economy, but little is known about how these small and largely informal firms conduc...

Descripción completa

Detalles Bibliográficos
Autores principales: Adong, Annet, Ambler, Kate, Bloem, Jeffrey R., de Brauw, Alan, Herskowitz, Sylvan, Islam, A.H.M. Saiful, Wagner, Julia
Formato: Journal Article
Lenguaje:Inglés
Publicado: Elsevier 2025
Materias:
Acceso en línea:https://hdl.handle.net/10568/173843
_version_ 1855521752858230784
author Adong, Annet
Ambler, Kate
Bloem, Jeffrey R.
de Brauw, Alan
Herskowitz, Sylvan
Islam, A.H.M. Saiful
Wagner, Julia
author_browse Adong, Annet
Ambler, Kate
Bloem, Jeffrey R.
Herskowitz, Sylvan
Islam, A.H.M. Saiful
Wagner, Julia
de Brauw, Alan
author_facet Adong, Annet
Ambler, Kate
Bloem, Jeffrey R.
de Brauw, Alan
Herskowitz, Sylvan
Islam, A.H.M. Saiful
Wagner, Julia
author_sort Adong, Annet
collection Repository of Agricultural Research Outputs (CGSpace)
description Intermediary firms within agri-food value chains — operating between the farmgate and retailers — typically account for at least as much, if not more, value added as the primary agricultural production sector of the economy, but little is known about how these small and largely informal firms conduct their business. Drawing on a set of innovative surveys implemented amid the arabica coffee and soybean value chains in Uganda and the rice and potato value chains in Bangladesh, we describe the financial activities of these intermediary firms. We document four sets of results. First, across all intermediary actors in our data the overwhelming majority of transactions are cash-based. Second, although many intermediary actors are un-banked, access to financial accounts varies considerably by value chain segment, commodity, and country. Third, while most intermediary actors report using mobile money for personal purposes, especially in Uganda, very few use mobile money to facilitate business transactions. Fourth, although intermediary actors frequently report exposure to risk, very few effectively manage this risk. We conclude by discussing how intermediary agri-food value chain actors represent an underappreciated population for the promotion of new technologies to improve outcomes among both intermediary actors themselves and smallholder farmers.
format Journal Article
id CGSpace173843
institution CGIAR Consortium
language Inglés
publishDate 2025
publishDateRange 2025
publishDateSort 2025
publisher Elsevier
publisherStr Elsevier
record_format dspace
spelling CGSpace1738432025-10-26T12:55:35Z The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh Adong, Annet Ambler, Kate Bloem, Jeffrey R. de Brauw, Alan Herskowitz, Sylvan Islam, A.H.M. Saiful Wagner, Julia agrifood systems arabica coffee potatoes rice soybeans value chains capital markets financial inclusion Intermediary firms within agri-food value chains — operating between the farmgate and retailers — typically account for at least as much, if not more, value added as the primary agricultural production sector of the economy, but little is known about how these small and largely informal firms conduct their business. Drawing on a set of innovative surveys implemented amid the arabica coffee and soybean value chains in Uganda and the rice and potato value chains in Bangladesh, we describe the financial activities of these intermediary firms. We document four sets of results. First, across all intermediary actors in our data the overwhelming majority of transactions are cash-based. Second, although many intermediary actors are un-banked, access to financial accounts varies considerably by value chain segment, commodity, and country. Third, while most intermediary actors report using mobile money for personal purposes, especially in Uganda, very few use mobile money to facilitate business transactions. Fourth, although intermediary actors frequently report exposure to risk, very few effectively manage this risk. We conclude by discussing how intermediary agri-food value chain actors represent an underappreciated population for the promotion of new technologies to improve outcomes among both intermediary actors themselves and smallholder farmers. 2025-04 2025-03-25T13:19:41Z 2025-03-25T13:19:41Z Journal Article https://hdl.handle.net/10568/173843 en Open Access Elsevier Adong, Annet; Ambler, Kate; Bloem, Jeffrey R.; de Brauw, Alan; Herskowitz, Sylvan; Islam, A.H.M. Saiful; and Wagner, Julia. 2025. The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh. Food Policy 132(April 2025): 102838. https://doi.org/10.1016/j.foodpol.2025.102838
spellingShingle agrifood systems
arabica coffee
potatoes
rice
soybeans
value chains
capital markets
financial inclusion
Adong, Annet
Ambler, Kate
Bloem, Jeffrey R.
de Brauw, Alan
Herskowitz, Sylvan
Islam, A.H.M. Saiful
Wagner, Julia
The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh
title The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh
title_full The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh
title_fullStr The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh
title_full_unstemmed The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh
title_short The unmet financial needs of intermediary firms within agri-food value chains in Uganda and Bangladesh
title_sort unmet financial needs of intermediary firms within agri food value chains in uganda and bangladesh
topic agrifood systems
arabica coffee
potatoes
rice
soybeans
value chains
capital markets
financial inclusion
url https://hdl.handle.net/10568/173843
work_keys_str_mv AT adongannet theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT amblerkate theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT bloemjeffreyr theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT debrauwalan theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT herskowitzsylvan theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT islamahmsaiful theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT wagnerjulia theunmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT adongannet unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT amblerkate unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT bloemjeffreyr unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT debrauwalan unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT herskowitzsylvan unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT islamahmsaiful unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh
AT wagnerjulia unmetfinancialneedsofintermediaryfirmswithinagrifoodvaluechainsinugandaandbangladesh