Are Vietnamese coffee farmers willing to pay for weather index insurance?

Global coffee production experiences detrimental impacts of climate change. Weather index insurance (WII) offers an opportunity for coffee farmers to mitigate the climate risks in production and motivate them to adopt sustainable farming practices. This study explores Vietnamese farmers' willingness...

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Autores principales: Le Ngoc, Lan, Mushtaq, Shahbaz, Wang, Qingxia (Jenny), Barlis, Angelica, Deniau, Aline, Byrareddy, Vivekananda Mittahalli, Anh, Huynh Tan, Swaans, Kees
Formato: Journal Article
Lenguaje:Inglés
Publicado: Elsevier 2024
Materias:
Acceso en línea:https://hdl.handle.net/10568/173655
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author Le Ngoc, Lan
Mushtaq, Shahbaz
Wang, Qingxia (Jenny)
Barlis, Angelica
Deniau, Aline
Byrareddy, Vivekananda Mittahalli
Anh, Huynh Tan
Swaans, Kees
author_browse Anh, Huynh Tan
Barlis, Angelica
Byrareddy, Vivekananda Mittahalli
Deniau, Aline
Le Ngoc, Lan
Mushtaq, Shahbaz
Swaans, Kees
Wang, Qingxia (Jenny)
author_facet Le Ngoc, Lan
Mushtaq, Shahbaz
Wang, Qingxia (Jenny)
Barlis, Angelica
Deniau, Aline
Byrareddy, Vivekananda Mittahalli
Anh, Huynh Tan
Swaans, Kees
author_sort Le Ngoc, Lan
collection Repository of Agricultural Research Outputs (CGSpace)
description Global coffee production experiences detrimental impacts of climate change. Weather index insurance (WII) offers an opportunity for coffee farmers to mitigate the climate risks in production and motivate them to adopt sustainable farming practices. This study explores Vietnamese farmers' willingness to participate and pay for WII schemes for coffee. A contingent valuation survey was employed on a sample of 151 farmers from the two largest coffee production areas: Lam Dong and Dak Lak provinces. The findings revealed that farmers are willing to pay, on average, US$92.30 per policy for a premium on insurance products. We also found that farmers in Lam Dong are willing to pay more than those in Dak Lak despite fewer Lam Dong farmers being willing to participate in the insurance schemes. The majority of farmers prefer drought to be insured within 3 months of coffee blossom, from February to April. Factors influencing farmers' decision to join the insurance schemes include education, farm size, climate change perception and experiences, and insurance knowledge. The study suggests that the current coffee industry co-contribution to insurance premiums could potentially be reduced by up to 90 %. However, caution must be taken when adjusting co-contribution, as farmers' willingness to pay is heterogeneous. In addition, raising awareness of the impact of climate change on crop production and insurance knowledge training is critical to ensure an increased number of participants in the schemes. The recommendations from this study will contribute to improving the design of coffee insurance products that are tailored to local needs and preferences and will assist in upscaling the products' outreach in the Coffee Climate Protection Insurance Program.
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spelling CGSpace1736552025-11-11T19:05:56Z Are Vietnamese coffee farmers willing to pay for weather index insurance? Le Ngoc, Lan Mushtaq, Shahbaz Wang, Qingxia (Jenny) Barlis, Angelica Deniau, Aline Byrareddy, Vivekananda Mittahalli Anh, Huynh Tan Swaans, Kees climate change crop insurance risk willingness to pay contingent valuation Global coffee production experiences detrimental impacts of climate change. Weather index insurance (WII) offers an opportunity for coffee farmers to mitigate the climate risks in production and motivate them to adopt sustainable farming practices. This study explores Vietnamese farmers' willingness to participate and pay for WII schemes for coffee. A contingent valuation survey was employed on a sample of 151 farmers from the two largest coffee production areas: Lam Dong and Dak Lak provinces. The findings revealed that farmers are willing to pay, on average, US$92.30 per policy for a premium on insurance products. We also found that farmers in Lam Dong are willing to pay more than those in Dak Lak despite fewer Lam Dong farmers being willing to participate in the insurance schemes. The majority of farmers prefer drought to be insured within 3 months of coffee blossom, from February to April. Factors influencing farmers' decision to join the insurance schemes include education, farm size, climate change perception and experiences, and insurance knowledge. The study suggests that the current coffee industry co-contribution to insurance premiums could potentially be reduced by up to 90 %. However, caution must be taken when adjusting co-contribution, as farmers' willingness to pay is heterogeneous. In addition, raising awareness of the impact of climate change on crop production and insurance knowledge training is critical to ensure an increased number of participants in the schemes. The recommendations from this study will contribute to improving the design of coffee insurance products that are tailored to local needs and preferences and will assist in upscaling the products' outreach in the Coffee Climate Protection Insurance Program. 2024-01 2025-03-17T15:53:15Z 2025-03-17T15:53:15Z Journal Article https://hdl.handle.net/10568/173655 en Open Access application/pdf Elsevier Le Ngoc, L.; Mushtaq, S.; Wang, Q.(.; Barlis, A.; Deniau, A.; Byrareddy, V.M.; Anh, H.T.; Swaans, K. (2024) Are Vietnamese coffee farmers willing to pay for weather index insurance? International Journal of Disaster Risk Reduction 100: 104185. ISSN: 2212-4209
spellingShingle climate change
crop insurance
risk
willingness to pay
contingent valuation
Le Ngoc, Lan
Mushtaq, Shahbaz
Wang, Qingxia (Jenny)
Barlis, Angelica
Deniau, Aline
Byrareddy, Vivekananda Mittahalli
Anh, Huynh Tan
Swaans, Kees
Are Vietnamese coffee farmers willing to pay for weather index insurance?
title Are Vietnamese coffee farmers willing to pay for weather index insurance?
title_full Are Vietnamese coffee farmers willing to pay for weather index insurance?
title_fullStr Are Vietnamese coffee farmers willing to pay for weather index insurance?
title_full_unstemmed Are Vietnamese coffee farmers willing to pay for weather index insurance?
title_short Are Vietnamese coffee farmers willing to pay for weather index insurance?
title_sort are vietnamese coffee farmers willing to pay for weather index insurance
topic climate change
crop insurance
risk
willingness to pay
contingent valuation
url https://hdl.handle.net/10568/173655
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