Discount rates and credit markets: theory and evidence from rural India
Three models of credit markets - (1) the permanent income model, (2) upward sloping credit supply to individual borrowers, and (3) constrained credit due to imperfect enforcement - are tested using credit market data and an experimental study of individuals' discount rates in south India. The perman...
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| Format: | Journal Article |
| Language: | Inglés |
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Elsevier
1996
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| Online Access: | https://hdl.handle.net/10568/171913 |
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