Input use under cost-of-production crop insurance: Theory and evidence

There have been a number of previous studies that examined the effects of yield‐ or revenue‐based crop insurance products on input use of farmers. However, no study has specifically investigated the input use impacts of a cost‐of‐production (COP) crop insurance policy, even though this type of crop...

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Autores principales: He, Juan, Zheng, Xiaoyong, Rejesus, Roderick, Yorobe, Jose
Formato: Journal Article
Lenguaje:Inglés
Publicado: Wiley 2020
Materias:
Acceso en línea:https://hdl.handle.net/10568/164524
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author He, Juan
Zheng, Xiaoyong
Rejesus, Roderick
Yorobe, Jose
author_browse He, Juan
Rejesus, Roderick
Yorobe, Jose
Zheng, Xiaoyong
author_facet He, Juan
Zheng, Xiaoyong
Rejesus, Roderick
Yorobe, Jose
author_sort He, Juan
collection Repository of Agricultural Research Outputs (CGSpace)
description There have been a number of previous studies that examined the effects of yield‐ or revenue‐based crop insurance products on input use of farmers. However, no study has specifically investigated the input use impacts of a cost‐of‐production (COP) crop insurance policy, even though this type of crop insurance is the predominant one used in several other countries outside of the United States (such as the Philippines and China). This article aims to theoretically and empirically examine the effect of a COP crop insurance product on farmers’ chemical input use. Our theoretical model suggests that the effect of COP insurance on input use can either be positive or negative, with the resulting impact depending on the strengths of (a) the traditional moral hazard effect of insurance (i.e., an input use decreasing effect); versus (b) the marginal incentives to apply more inputs due to input levels being the main determinant for expected indemnity amounts in this type of insurance (i.e., an input use increasing effect). A survey data set from corn farmers in the Philippines is then used to empirically illustrate how a particular COP insurance product influences input use in a real‐life context. In this case, we find that COP insurance increases the use of chemical inputs (e.g., fertilizers and total chemical expenditure), implying that the positive marginal incentive to apply more inputs dominates the negative moral hazard effect.
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spelling CGSpace1645242024-12-22T05:44:59Z Input use under cost-of-production crop insurance: Theory and evidence He, Juan Zheng, Xiaoyong Rejesus, Roderick Yorobe, Jose agronomy crop science economics econometrics There have been a number of previous studies that examined the effects of yield‐ or revenue‐based crop insurance products on input use of farmers. However, no study has specifically investigated the input use impacts of a cost‐of‐production (COP) crop insurance policy, even though this type of crop insurance is the predominant one used in several other countries outside of the United States (such as the Philippines and China). This article aims to theoretically and empirically examine the effect of a COP crop insurance product on farmers’ chemical input use. Our theoretical model suggests that the effect of COP insurance on input use can either be positive or negative, with the resulting impact depending on the strengths of (a) the traditional moral hazard effect of insurance (i.e., an input use decreasing effect); versus (b) the marginal incentives to apply more inputs due to input levels being the main determinant for expected indemnity amounts in this type of insurance (i.e., an input use increasing effect). A survey data set from corn farmers in the Philippines is then used to empirically illustrate how a particular COP insurance product influences input use in a real‐life context. In this case, we find that COP insurance increases the use of chemical inputs (e.g., fertilizers and total chemical expenditure), implying that the positive marginal incentive to apply more inputs dominates the negative moral hazard effect. 2020-05 2024-12-19T12:54:00Z 2024-12-19T12:54:00Z Journal Article https://hdl.handle.net/10568/164524 en Wiley He, Juan; Zheng, Xiaoyong; Rejesus, Roderick and Yorobe, Jose. 2020. Input use under cost-of-production crop insurance: Theory and evidence. Agricultural Economics, Volume 51 no. 3 p. 343-357
spellingShingle agronomy
crop science
economics
econometrics
He, Juan
Zheng, Xiaoyong
Rejesus, Roderick
Yorobe, Jose
Input use under cost-of-production crop insurance: Theory and evidence
title Input use under cost-of-production crop insurance: Theory and evidence
title_full Input use under cost-of-production crop insurance: Theory and evidence
title_fullStr Input use under cost-of-production crop insurance: Theory and evidence
title_full_unstemmed Input use under cost-of-production crop insurance: Theory and evidence
title_short Input use under cost-of-production crop insurance: Theory and evidence
title_sort input use under cost of production crop insurance theory and evidence
topic agronomy
crop science
economics
econometrics
url https://hdl.handle.net/10568/164524
work_keys_str_mv AT hejuan inputuseundercostofproductioncropinsurancetheoryandevidence
AT zhengxiaoyong inputuseundercostofproductioncropinsurancetheoryandevidence
AT rejesusroderick inputuseundercostofproductioncropinsurancetheoryandevidence
AT yorobejose inputuseundercostofproductioncropinsurancetheoryandevidence