Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods

Farmers face a variety of market and production risks that make their incomes volatile from year to year. In many cases, farmers also confront the risk of catastrophe, as, for example, when crops are destroyed by drought or pest outbreaks or when assets and lives are lost to hurricanes and floods. T...

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Detalles Bibliográficos
Autores principales: Hess, Ulrich, Hazell, Peter B. R.
Formato: Brief
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2009
Materias:
Acceso en línea:https://hdl.handle.net/10568/161959
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author Hess, Ulrich
Hazell, Peter B. R.
author_browse Hazell, Peter B. R.
Hess, Ulrich
author_facet Hess, Ulrich
Hazell, Peter B. R.
author_sort Hess, Ulrich
collection Repository of Agricultural Research Outputs (CGSpace)
description Farmers face a variety of market and production risks that make their incomes volatile from year to year. In many cases, farmers also confront the risk of catastrophe, as, for example, when crops are destroyed by drought or pest outbreaks or when assets and lives are lost to hurricanes and floods. These risks are particularly burdensome to the poor, including many small farmers. Unless adequately managed, they can slow economic development and poverty reduction and contribute to humanitarian crises. Covariate risks, especially those that involve catastrophic losses, pose special difficulties and costs. Past attempts by governments and relief agencies to help manage covariate risks have been costly and often ineffective. Today there is much interest in index insurance products that might provide a more effective and marketmediated solution.
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spelling CGSpace1619592025-11-06T04:45:42Z Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods Hess, Ulrich Hazell, Peter B. R. risk drought farmers economic development poverty alleviation government Farmers face a variety of market and production risks that make their incomes volatile from year to year. In many cases, farmers also confront the risk of catastrophe, as, for example, when crops are destroyed by drought or pest outbreaks or when assets and lives are lost to hurricanes and floods. These risks are particularly burdensome to the poor, including many small farmers. Unless adequately managed, they can slow economic development and poverty reduction and contribute to humanitarian crises. Covariate risks, especially those that involve catastrophic losses, pose special difficulties and costs. Past attempts by governments and relief agencies to help manage covariate risks have been costly and often ineffective. Today there is much interest in index insurance products that might provide a more effective and marketmediated solution. 2009 2024-11-21T09:59:52Z 2024-11-21T09:59:52Z Brief https://hdl.handle.net/10568/161959 en Open Access application/pdf International Food Policy Research Institute Hess, Ulrich; Hazell, P. B. R. 2009. Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods. 2020 Vision Focus Brief 17(5). https://hdl.handle.net/10568/161959
spellingShingle risk
drought
farmers
economic development
poverty alleviation
government
Hess, Ulrich
Hazell, Peter B. R.
Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
title Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
title_full Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
title_fullStr Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
title_full_unstemmed Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
title_short Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
title_sort innovations in insuring the poor sustainability and scalability of index based insurance for agriculture and rural livelihoods
topic risk
drought
farmers
economic development
poverty alleviation
government
url https://hdl.handle.net/10568/161959
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