Innovations in insuring the poor: Innovations in health insurance: Community-based models

Helping households manage the risks they face is important in reducing poverty in developing countries. All households face health risks, and when health shocks occur, they have a severe impact on people’s livelihoods. High costs of treatment are often exacerbated by reduced income due to ill health...

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Detalles Bibliográficos
Autor principal: Jütting, Johannes
Formato: Brief
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2009
Materias:
Acceso en línea:https://hdl.handle.net/10568/161892
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author Jütting, Johannes
author_browse Jütting, Johannes
author_facet Jütting, Johannes
author_sort Jütting, Johannes
collection Repository of Agricultural Research Outputs (CGSpace)
description Helping households manage the risks they face is important in reducing poverty in developing countries. All households face health risks, and when health shocks occur, they have a severe impact on people’s livelihoods. High costs of treatment are often exacerbated by reduced income due to ill health. In some cases, people must also sell productive assets to pay for medical care. An estimated 1.3 billion people lack access to effective and affordable healthcare. Publicly funded healthcare, in its current form, is an inadequate mechanism for reaching the poor in many countries, in part because most states have limited health budgets. In two-thirds of all low-income countries, one-third of total health expenditures come directly from patients. Although developing countries bear 93 percent of the world’s disease burden, people in most of these countries still have few options for insuring against health risks. The disease burden is highly concentrated in low-income groups, and most households have little disposable income to spend on healthcare coverage. Institutional innovations in recent years have begun to address issues of coping with health risks and financing healthcare.
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spelling CGSpace1618922025-11-06T04:41:32Z Innovations in insuring the poor: Innovations in health insurance: Community-based models Jütting, Johannes developing countries poverty risk health care income assets Helping households manage the risks they face is important in reducing poverty in developing countries. All households face health risks, and when health shocks occur, they have a severe impact on people’s livelihoods. High costs of treatment are often exacerbated by reduced income due to ill health. In some cases, people must also sell productive assets to pay for medical care. An estimated 1.3 billion people lack access to effective and affordable healthcare. Publicly funded healthcare, in its current form, is an inadequate mechanism for reaching the poor in many countries, in part because most states have limited health budgets. In two-thirds of all low-income countries, one-third of total health expenditures come directly from patients. Although developing countries bear 93 percent of the world’s disease burden, people in most of these countries still have few options for insuring against health risks. The disease burden is highly concentrated in low-income groups, and most households have little disposable income to spend on healthcare coverage. Institutional innovations in recent years have begun to address issues of coping with health risks and financing healthcare. 2009 2024-11-21T09:59:12Z 2024-11-21T09:59:12Z Brief https://hdl.handle.net/10568/161892 en Open Access application/pdf International Food Policy Research Institute Jütting, Johannes. 2009. Innovations in insuring the poor: Innovations in health insurance. 2020 Vision Focus Brief 17(11). https://hdl.handle.net/10568/161892
spellingShingle developing countries
poverty
risk
health care
income
assets
Jütting, Johannes
Innovations in insuring the poor: Innovations in health insurance: Community-based models
title Innovations in insuring the poor: Innovations in health insurance: Community-based models
title_full Innovations in insuring the poor: Innovations in health insurance: Community-based models
title_fullStr Innovations in insuring the poor: Innovations in health insurance: Community-based models
title_full_unstemmed Innovations in insuring the poor: Innovations in health insurance: Community-based models
title_short Innovations in insuring the poor: Innovations in health insurance: Community-based models
title_sort innovations in insuring the poor innovations in health insurance community based models
topic developing countries
poverty
risk
health care
income
assets
url https://hdl.handle.net/10568/161892
work_keys_str_mv AT juttingjohannes innovationsininsuringthepoorinnovationsinhealthinsurancecommunitybasedmodels