Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh
Bangladesh has witnessed major strides in providing financial services to the rural poor. These services are provided largely through innovative group-based credit programs of several nongovernmental organizations. The implicit but widespread assumption has been that they are indeed placed in specia...
| Autores principales: | , |
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| Formato: | Artículo preliminar |
| Lenguaje: | Inglés |
| Publicado: |
International Food Policy Research Institute
1999
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| Materias: | |
| Acceso en línea: | https://hdl.handle.net/10568/161323 |
| _version_ | 1855532652555141120 |
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| author | Sharma, Manohar Zeller, Manfred |
| author_browse | Sharma, Manohar Zeller, Manfred |
| author_facet | Sharma, Manohar Zeller, Manfred |
| author_sort | Sharma, Manohar |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | Bangladesh has witnessed major strides in providing financial services to the rural poor. These services are provided largely through innovative group-based credit programs of several nongovernmental organizations. The implicit but widespread assumption has been that they are indeed placed in special poverty-stricken areas. Is this assumption valid? If not, what factors actually affect programs' placement across communities? This paper uses an unique thana-level data set to analyze the placement of three group-based credit programs in Bangladesh. Analysis of branch placement indicates that, unlike commercial banks, nongovernmental institutions do respond to general conditions of poverty. However, it appears that NGO services are located more in poor pockets of relatively well-developed areas than in remoter, less-developed regions. Client density of the established branches, however, did not exhibit such a feature and actually tended to be better in less advantageous locations. |
| format | Artículo preliminar |
| id | CGSpace161323 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 1999 |
| publishDateRange | 1999 |
| publishDateSort | 1999 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1613232025-11-06T06:59:17Z Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh Sharma, Manohar Zeller, Manfred credit financial institutions rural poor Bangladesh has witnessed major strides in providing financial services to the rural poor. These services are provided largely through innovative group-based credit programs of several nongovernmental organizations. The implicit but widespread assumption has been that they are indeed placed in special poverty-stricken areas. Is this assumption valid? If not, what factors actually affect programs' placement across communities? This paper uses an unique thana-level data set to analyze the placement of three group-based credit programs in Bangladesh. Analysis of branch placement indicates that, unlike commercial banks, nongovernmental institutions do respond to general conditions of poverty. However, it appears that NGO services are located more in poor pockets of relatively well-developed areas than in remoter, less-developed regions. Client density of the established branches, however, did not exhibit such a feature and actually tended to be better in less advantageous locations. 1999 2024-11-21T09:54:55Z 2024-11-21T09:54:55Z Working Paper https://hdl.handle.net/10568/161323 en Open Access application/pdf International Food Policy Research Institute Sharma, Manohar; Zeller, Manfred. 1999. Placement and outreach of group-based credit organizations;the cases of ASA, BRAC, and PROSHIKA in Bangladesh. FCND Discussion Paper 59. https://hdl.handle.net/10568/161323 |
| spellingShingle | credit financial institutions rural poor Sharma, Manohar Zeller, Manfred Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh |
| title | Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh |
| title_full | Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh |
| title_fullStr | Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh |
| title_full_unstemmed | Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh |
| title_short | Placement and outreach of group-based credit organizations: the cases of ASA, BRAC, and PROSHIKA in Bangladesh |
| title_sort | placement and outreach of group based credit organizations the cases of asa brac and proshika in bangladesh |
| topic | credit financial institutions rural poor |
| url | https://hdl.handle.net/10568/161323 |
| work_keys_str_mv | AT sharmamanohar placementandoutreachofgroupbasedcreditorganizationsthecasesofasabracandproshikainbangladesh AT zellermanfred placementandoutreachofgroupbasedcreditorganizationsthecasesofasabracandproshikainbangladesh |