Access to credit and its impact on welfare in Malawi

Poor rural households in developing countries lack adequate access to credit. Many development professionals believe that this lack of credit has negative consequences for poor people’s agricultural productivity, food security, health, and overall household welfare. Improved access to credit, they a...

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Bibliographic Details
Main Authors: Diagne, Aliou, Zeller, Manfred
Format: Informe técnico
Language:Inglés
Published: International Food Policy Research Institute 2001
Subjects:
Online Access:https://hdl.handle.net/10568/158034
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author Diagne, Aliou
Zeller, Manfred
author_browse Diagne, Aliou
Zeller, Manfred
author_facet Diagne, Aliou
Zeller, Manfred
author_sort Diagne, Aliou
collection Repository of Agricultural Research Outputs (CGSpace)
description Poor rural households in developing countries lack adequate access to credit. Many development professionals believe that this lack of credit has negative consequences for poor people’s agricultural productivity, food security, health, and overall household welfare. Improved access to credit, they argue, will help poor rural households engage in more productive income-generating activities both on and off the farm and raise their living standards. Community and member-based microfinance programs have thus enjoyed considerable political and financial support during the 1990s. Yet in Access to Credit and Its Impact on Welfare in Malawi, Aliou Diagne and Manfred Zeller argue that access to microcredit may not be an effective way of alleviating poverty if the necessary infrastructure and socioeconomic environment are lacking.
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publishDate 2001
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spelling CGSpace1580342025-01-10T06:43:33Z Access to credit and its impact on welfare in Malawi Diagne, Aliou Zeller, Manfred rural poor agricultural credit agricultural policies developing countries small enterprises finance Poor rural households in developing countries lack adequate access to credit. Many development professionals believe that this lack of credit has negative consequences for poor people’s agricultural productivity, food security, health, and overall household welfare. Improved access to credit, they argue, will help poor rural households engage in more productive income-generating activities both on and off the farm and raise their living standards. Community and member-based microfinance programs have thus enjoyed considerable political and financial support during the 1990s. Yet in Access to Credit and Its Impact on Welfare in Malawi, Aliou Diagne and Manfred Zeller argue that access to microcredit may not be an effective way of alleviating poverty if the necessary infrastructure and socioeconomic environment are lacking. 2001 2024-10-24T12:53:18Z 2024-10-24T12:53:18Z Report https://hdl.handle.net/10568/158034 en Open Access application/pdf International Food Policy Research Institute Diagne, Aliou; Zeller, Manfred. 2001. Access to credit and its impact on welfare in Malawi. Research Report 116. https://hdl.handle.net/10568/158034
spellingShingle rural poor
agricultural credit
agricultural policies
developing countries
small enterprises
finance
Diagne, Aliou
Zeller, Manfred
Access to credit and its impact on welfare in Malawi
title Access to credit and its impact on welfare in Malawi
title_full Access to credit and its impact on welfare in Malawi
title_fullStr Access to credit and its impact on welfare in Malawi
title_full_unstemmed Access to credit and its impact on welfare in Malawi
title_short Access to credit and its impact on welfare in Malawi
title_sort access to credit and its impact on welfare in malawi
topic rural poor
agricultural credit
agricultural policies
developing countries
small enterprises
finance
url https://hdl.handle.net/10568/158034
work_keys_str_mv AT diagnealiou accesstocreditanditsimpactonwelfareinmalawi
AT zellermanfred accesstocreditanditsimpactonwelfareinmalawi