Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar
Group lending has received much attention in recent years because of its perceived potential in providing financial services to poor households that lack traditional collateral. The analysis in this paper focuses on the effects of program design, community and group characteristics on the repayment...
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| Formato: | Artículo preliminar |
| Lenguaje: | Inglés |
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International Food Policy Research Institute
1996
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| Materias: | |
| Acceso en línea: | https://hdl.handle.net/10568/157091 |
| _version_ | 1855531190284451840 |
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| author | Zeller, Manfred |
| author_browse | Zeller, Manfred |
| author_facet | Zeller, Manfred |
| author_sort | Zeller, Manfred |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | Group lending has received much attention in recent years because of its perceived potential in providing financial services to poor households that lack traditional collateral. The analysis in this paper focuses on the effects of program design, community and group characteristics on the repayment performance of groups, using a data set on groups from six different lending programs in Madagascar. The results show that socially cohesive groups pool risks by diversifying the members’ asset portfolio so that their repayment performance is improved even in communities with high-risk exposure. |
| format | Artículo preliminar |
| id | CGSpace157091 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 1996 |
| publishDateRange | 1996 |
| publishDateSort | 1996 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1570912025-11-06T06:49:27Z Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar Zeller, Manfred community participation credit Group lending has received much attention in recent years because of its perceived potential in providing financial services to poor households that lack traditional collateral. The analysis in this paper focuses on the effects of program design, community and group characteristics on the repayment performance of groups, using a data set on groups from six different lending programs in Madagascar. The results show that socially cohesive groups pool risks by diversifying the members’ asset portfolio so that their repayment performance is improved even in communities with high-risk exposure. 1996 2024-10-24T12:47:16Z 2024-10-24T12:47:16Z Working Paper https://hdl.handle.net/10568/157091 en Open Access application/pdf International Food Policy Research Institute Zeller, Manfred. 1996. Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar. FCND Discussion Paper 13. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/157091 |
| spellingShingle | community participation credit Zeller, Manfred Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar |
| title | Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar |
| title_full | Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar |
| title_fullStr | Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar |
| title_full_unstemmed | Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar |
| title_short | Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar |
| title_sort | determinants of repayment performance in credit groups the role of program design intra group risk pooling and social cohesion in madagascar |
| topic | community participation credit |
| url | https://hdl.handle.net/10568/157091 |
| work_keys_str_mv | AT zellermanfred determinantsofrepaymentperformanceincreditgroupstheroleofprogramdesignintragroupriskpoolingandsocialcohesioninmadagascar |