Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination

Using agricultural household survey data and claim records from insurers for the year 2009, this paper analyzes hog producers' choice of means of loss prevention and identifies the relationships among biosecurity practices, vaccination, and hog insurance. By combining one probit and two structural e...

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Main Authors: Zhang, Yue-hua, Li, Chu-Shiu, Liu, Chwen-Chi, Chen, Kevin Z.
Format: Artículo preliminar
Language:Inglés
Published: International Food Policy Research Institute 2011
Subjects:
Online Access:https://hdl.handle.net/10568/154646
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author Zhang, Yue-hua
Li, Chu-Shiu
Liu, Chwen-Chi
Chen, Kevin Z.
author_browse Chen, Kevin Z.
Li, Chu-Shiu
Liu, Chwen-Chi
Zhang, Yue-hua
author_facet Zhang, Yue-hua
Li, Chu-Shiu
Liu, Chwen-Chi
Chen, Kevin Z.
author_sort Zhang, Yue-hua
collection Repository of Agricultural Research Outputs (CGSpace)
description Using agricultural household survey data and claim records from insurers for the year 2009, this paper analyzes hog producers' choice of means of loss prevention and identifies the relationships among biosecurity practices, vaccination, and hog insurance. By combining one probit and two structural equations, we adopt three-stage estimations on a mixed-process model to obtain the results.The findings indicate that biosecurity practices provide the basic infrastructure for operating pig farms and complement both the usage of quality vaccines and the uptake of hog insurance. In addition, there is a strong relationship of substitution between quality of vaccine and demand for hog insurance. Hog farmers that implement better biosecurity practices are more likely to seek high-quality vaccines or buy into hog insurance schemes but not both. For those households with hog insurance, better biosecurity status, better management practices, and higher-quality vaccine significantly help to reduce loss ratios. However, we also find a moral hazard effect in that higher premium expenditure by the insured households might induce larger loss ratios.
format Artículo preliminar
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language Inglés
publishDate 2011
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spelling CGSpace1546462025-11-06T07:05:57Z Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination Zhang, Yue-hua Li, Chu-Shiu Liu, Chwen-Chi Chen, Kevin Z. biosecurity losses vaccines household surveys agriculture insurance models livestock insurance Using agricultural household survey data and claim records from insurers for the year 2009, this paper analyzes hog producers' choice of means of loss prevention and identifies the relationships among biosecurity practices, vaccination, and hog insurance. By combining one probit and two structural equations, we adopt three-stage estimations on a mixed-process model to obtain the results.The findings indicate that biosecurity practices provide the basic infrastructure for operating pig farms and complement both the usage of quality vaccines and the uptake of hog insurance. In addition, there is a strong relationship of substitution between quality of vaccine and demand for hog insurance. Hog farmers that implement better biosecurity practices are more likely to seek high-quality vaccines or buy into hog insurance schemes but not both. For those households with hog insurance, better biosecurity status, better management practices, and higher-quality vaccine significantly help to reduce loss ratios. However, we also find a moral hazard effect in that higher premium expenditure by the insured households might induce larger loss ratios. 2011 2024-10-01T14:02:52Z 2024-10-01T14:02:52Z Working Paper https://hdl.handle.net/10568/154646 en Open Access application/pdf International Food Policy Research Institute Zhang, Yue-hua; Li, Chu-Shiu; Liu, Chwen-Chi; Chen, Kevin Z. 2011. Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination. IFPRI Discussion Paper 1083. https://hdl.handle.net/10568/154646
spellingShingle biosecurity
losses
vaccines
household surveys
agriculture
insurance
models
livestock insurance
Zhang, Yue-hua
Li, Chu-Shiu
Liu, Chwen-Chi
Chen, Kevin Z.
Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination
title Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination
title_full Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination
title_fullStr Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination
title_full_unstemmed Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination
title_short Loss prevention for hog farmers: Insurance, on-farm biosecurity practices, and vaccination
title_sort loss prevention for hog farmers insurance on farm biosecurity practices and vaccination
topic biosecurity
losses
vaccines
household surveys
agriculture
insurance
models
livestock insurance
url https://hdl.handle.net/10568/154646
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AT lichushiu losspreventionforhogfarmersinsuranceonfarmbiosecuritypracticesandvaccination
AT liuchwenchi losspreventionforhogfarmersinsuranceonfarmbiosecuritypracticesandvaccination
AT chenkevinz losspreventionforhogfarmersinsuranceonfarmbiosecuritypracticesandvaccination