Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana

Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm activities, and in many rural communities, secure, safe, and convenient savings and payment facilities hardly existed. In response to this situation, the Government of Ghana took several...

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Detalles Bibliográficos
Autores principales: Nair, Ajai, Fissha, Azeb
Formato: Brief
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2010
Materias:
Acceso en línea:https://hdl.handle.net/10568/154575
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author Nair, Ajai
Fissha, Azeb
author_browse Fissha, Azeb
Nair, Ajai
author_facet Nair, Ajai
Fissha, Azeb
author_sort Nair, Ajai
collection Repository of Agricultural Research Outputs (CGSpace)
description Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm activities, and in many rural communities, secure, safe, and convenient savings and payment facilities hardly existed. In response to this situation, the Government of Ghana took several measures to increase access to credit in rural areas, including facilitating the establishment of rural and community banks (RCBs). This brief discusses the history of RCBs, their business model, their services, and their financial performance. It then draws some lessons relevant for others involved in or planning similar initiatives.
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language Inglés
publishDate 2010
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spelling CGSpace1545752025-11-06T04:25:08Z Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana Nair, Ajai Fissha, Azeb communal ownership alliances rural finance Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm activities, and in many rural communities, secure, safe, and convenient savings and payment facilities hardly existed. In response to this situation, the Government of Ghana took several measures to increase access to credit in rural areas, including facilitating the establishment of rural and community banks (RCBs). This brief discusses the history of RCBs, their business model, their services, and their financial performance. It then draws some lessons relevant for others involved in or planning similar initiatives. 2010 2024-10-01T14:02:23Z 2024-10-01T14:02:23Z Brief https://hdl.handle.net/10568/154575 en Open Access application/pdf International Food Policy Research Institute Nair, Ajai; Fissha, Azeb. 2010. Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana. 2020 Vision Focus Brief 18(5). https://hdl.handle.net/10568/154575
spellingShingle communal ownership
alliances
rural finance
Nair, Ajai
Fissha, Azeb
Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana
title Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana
title_full Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana
title_fullStr Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana
title_full_unstemmed Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana
title_short Innovations in rural and agricultural finance: Rural banking: The case of rural and community banks in Ghana
title_sort innovations in rural and agricultural finance rural banking the case of rural and community banks in ghana
topic communal ownership
alliances
rural finance
url https://hdl.handle.net/10568/154575
work_keys_str_mv AT nairajai innovationsinruralandagriculturalfinanceruralbankingthecaseofruralandcommunitybanksinghana
AT fisshaazeb innovationsinruralandagriculturalfinanceruralbankingthecaseofruralandcommunitybanksinghana