Demand for weather hedges in India: An empirical exploration of theoretical predictions

This paper analyzes the demand for rainfall-based weather hedges among farmers in rural India. We explore the predictions of a standard expected utility theory framework on the nature of demand for such products, in particular testing whether demand behaves as predicted with respect to price, the ba...

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Detalles Bibliográficos
Autores principales: Hill, Ruth Vargas, Robles, Miguel, Ceballos, Francisco
Formato: Artículo preliminar
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2013
Materias:
Acceso en línea:https://hdl.handle.net/10568/153559
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author Hill, Ruth Vargas
Robles, Miguel
Ceballos, Francisco
author_browse Ceballos, Francisco
Hill, Ruth Vargas
Robles, Miguel
author_facet Hill, Ruth Vargas
Robles, Miguel
Ceballos, Francisco
author_sort Hill, Ruth Vargas
collection Repository of Agricultural Research Outputs (CGSpace)
description This paper analyzes the demand for rainfall-based weather hedges among farmers in rural India. We explore the predictions of a standard expected utility theory framework on the nature of demand for such products, in particular testing whether demand behaves as predicted with respect to price, the basis of the hedge, and risk aversion using data from a randomized control trial in which price and basis risk was varied for a series of hedging products offered to farmers. We find that demand behaves as predicted, with demand falling with price and basis risk, and appearing hump-shaped in risk aversion. Second, we analyze understanding of and demand for hedging products over time, examining the impact of increased investments in training on hedging products as well as evidence for learning by doing among farmers. We find evidence that suggests that learning by doing is more effective at increasing both understanding and demand.
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language Inglés
publishDate 2013
publishDateRange 2013
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publisherStr International Food Policy Research Institute
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spelling CGSpace1535592025-11-06T07:24:08Z Demand for weather hedges in India: An empirical exploration of theoretical predictions Hill, Ruth Vargas Robles, Miguel Ceballos, Francisco insurance economic analysis weather index insurance risk experimental design This paper analyzes the demand for rainfall-based weather hedges among farmers in rural India. We explore the predictions of a standard expected utility theory framework on the nature of demand for such products, in particular testing whether demand behaves as predicted with respect to price, the basis of the hedge, and risk aversion using data from a randomized control trial in which price and basis risk was varied for a series of hedging products offered to farmers. We find that demand behaves as predicted, with demand falling with price and basis risk, and appearing hump-shaped in risk aversion. Second, we analyze understanding of and demand for hedging products over time, examining the impact of increased investments in training on hedging products as well as evidence for learning by doing among farmers. We find evidence that suggests that learning by doing is more effective at increasing both understanding and demand. 2013 2024-10-01T13:56:39Z 2024-10-01T13:56:39Z Working Paper https://hdl.handle.net/10568/153559 en Open Access application/pdf International Food Policy Research Institute Hill, Ruth Vargas; Robles, Miguel and Ceballos, Francisco. 2013. Demand for weather hedges in India: An empirical exploration of theoretical predictions. IFPRI Discussion Paper 1279. Washington, DC: International Food Policy Research Institute (IFPRI). https://hdl.handle.net/10568/153559
spellingShingle insurance
economic analysis
weather index insurance
risk
experimental design
Hill, Ruth Vargas
Robles, Miguel
Ceballos, Francisco
Demand for weather hedges in India: An empirical exploration of theoretical predictions
title Demand for weather hedges in India: An empirical exploration of theoretical predictions
title_full Demand for weather hedges in India: An empirical exploration of theoretical predictions
title_fullStr Demand for weather hedges in India: An empirical exploration of theoretical predictions
title_full_unstemmed Demand for weather hedges in India: An empirical exploration of theoretical predictions
title_short Demand for weather hedges in India: An empirical exploration of theoretical predictions
title_sort demand for weather hedges in india an empirical exploration of theoretical predictions
topic insurance
economic analysis
weather index insurance
risk
experimental design
url https://hdl.handle.net/10568/153559
work_keys_str_mv AT hillruthvargas demandforweatherhedgesinindiaanempiricalexplorationoftheoreticalpredictions
AT roblesmiguel demandforweatherhedgesinindiaanempiricalexplorationoftheoreticalpredictions
AT ceballosfrancisco demandforweatherhedgesinindiaanempiricalexplorationoftheoreticalpredictions