Demand for complementary financial and technological tools for managing drought risk

Weather-related production risks remain one of the most serious constraints to agricultural production in much of the developing world. Financial and technological innovations that mitigate these risks have the potential to greatly benefit farmers in areas prone to such risks. In this study we exami...

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Autores principales: Ward, Patrick S., Spielman, David J., Ortega, David L., Kumar, Neha, Minocha, Sumedha
Formato: Artículo preliminar
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2015
Materias:
Acceso en línea:https://hdl.handle.net/10568/151317
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author Ward, Patrick S.
Spielman, David J.
Ortega, David L.
Kumar, Neha
Minocha, Sumedha
author_browse Kumar, Neha
Minocha, Sumedha
Ortega, David L.
Spielman, David J.
Ward, Patrick S.
author_facet Ward, Patrick S.
Spielman, David J.
Ortega, David L.
Kumar, Neha
Minocha, Sumedha
author_sort Ward, Patrick S.
collection Repository of Agricultural Research Outputs (CGSpace)
description Weather-related production risks remain one of the most serious constraints to agricultural production in much of the developing world. Financial and technological innovations that mitigate these risks have the potential to greatly benefit farmers in areas prone to such risks. In this study we examine farmers’ preferences for two distinct tools that allow them to manage drought risk: weather index insurance and a recently released drought-tolerant rice variety. We illustrate how these tools can independently address drought risk and demonstrate the potential for these tools to be combined in a complementary risk management product. Using a discrete choice experiment, we assess farmers’ preferences for these two tools independently and in a bundled package. Findings indicate that farmers are generally unwilling to pay for drought-tolerant rice independent of insurance, largely due to the yield penalty under normal conditions. When bundled with insurance, however, farmers’ valuation of the rice increases. Farmers value insurance on its own, but even more so when bundled with the drought-tolerant rice variety. The results provide evidence that farmers value the complementarities inherent in a well-calibrated bundle of risk management tools.
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spelling CGSpace1513172025-11-06T06:45:23Z Demand for complementary financial and technological tools for managing drought risk Ward, Patrick S. Spielman, David J. Ortega, David L. Kumar, Neha Minocha, Sumedha insurance risk management farmers rice weather drought tolerance experimental design risk finance Weather-related production risks remain one of the most serious constraints to agricultural production in much of the developing world. Financial and technological innovations that mitigate these risks have the potential to greatly benefit farmers in areas prone to such risks. In this study we examine farmers’ preferences for two distinct tools that allow them to manage drought risk: weather index insurance and a recently released drought-tolerant rice variety. We illustrate how these tools can independently address drought risk and demonstrate the potential for these tools to be combined in a complementary risk management product. Using a discrete choice experiment, we assess farmers’ preferences for these two tools independently and in a bundled package. Findings indicate that farmers are generally unwilling to pay for drought-tolerant rice independent of insurance, largely due to the yield penalty under normal conditions. When bundled with insurance, however, farmers’ valuation of the rice increases. Farmers value insurance on its own, but even more so when bundled with the drought-tolerant rice variety. The results provide evidence that farmers value the complementarities inherent in a well-calibrated bundle of risk management tools. 2015-03-23 2024-08-01T02:56:38Z 2024-08-01T02:56:38Z Working Paper https://hdl.handle.net/10568/151317 en https://hdl.handle.net/10568/154111 https://hdl.handle.net/10568/153726 https://hdl.handle.net/10568/150122 https://hdl.handle.net/10568/151413 https://doi.org/10.1086/700632 https://purl.umn.edu/204882 https://purl.umn.edu/211909 Open Access application/pdf International Food Policy Research Institute Ward, Patrick S.; Spielman, David J.; Ortega, David L.; Kumar, Neha and Minocha, Sumedha. 2015. Demand for complementary financial and technological tools for managing drought risk. IFPRI Discussion Paper 1430. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/151317
spellingShingle insurance
risk management
farmers
rice
weather
drought tolerance
experimental design
risk
finance
Ward, Patrick S.
Spielman, David J.
Ortega, David L.
Kumar, Neha
Minocha, Sumedha
Demand for complementary financial and technological tools for managing drought risk
title Demand for complementary financial and technological tools for managing drought risk
title_full Demand for complementary financial and technological tools for managing drought risk
title_fullStr Demand for complementary financial and technological tools for managing drought risk
title_full_unstemmed Demand for complementary financial and technological tools for managing drought risk
title_short Demand for complementary financial and technological tools for managing drought risk
title_sort demand for complementary financial and technological tools for managing drought risk
topic insurance
risk management
farmers
rice
weather
drought tolerance
experimental design
risk
finance
url https://hdl.handle.net/10568/151317
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