Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?

Financial cooperatives and microfinance institutions (MFIs) are the two major sources of rural finance in Ethiopia. Whereas MFIs are relatively new, financial cooperatives have existed for centuries in various forms. The coexistence of two different institutions serving the same group of people, and...

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Autores principales: Abate, Gashaw T., Rashid, Shahidur, Borzaga, Carlos, Getnet, Kindie
Formato: Artículo preliminar
Lenguaje:Inglés
Publicado: International Food Policy Research Institute 2015
Materias:
Acceso en línea:https://hdl.handle.net/10568/150130
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author Abate, Gashaw T.
Rashid, Shahidur
Borzaga, Carlos
Getnet, Kindie
author_browse Abate, Gashaw T.
Borzaga, Carlos
Getnet, Kindie
Rashid, Shahidur
author_facet Abate, Gashaw T.
Rashid, Shahidur
Borzaga, Carlos
Getnet, Kindie
author_sort Abate, Gashaw T.
collection Repository of Agricultural Research Outputs (CGSpace)
description Financial cooperatives and microfinance institutions (MFIs) are the two major sources of rural finance in Ethiopia. Whereas MFIs are relatively new, financial cooperatives have existed for centuries in various forms. The coexistence of two different institutions serving the same group of people, and delivering the same financial services, raises several policy questions. Those questions have become particularly relevant, as the government has embarked on developing a new strategy for improving rural financial services delivery. This study is expected to serve as an input to that policy discussion. Using a unique household survey dataset and the propensity-score-matching technique, we examine the impacts of the two financial service providers on agricultural technology adoption. The results suggest that access to institutional finance has significant positive impacts on both the adoption and extent of technology use.
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spelling CGSpace1501302025-11-07T09:05:40Z Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter? Abate, Gashaw T. Rashid, Shahidur Borzaga, Carlos Getnet, Kindie financial institutions microfinance institutional finance technology adoption banks agricultural technology rural finance propensity score matching rural areas finance impact assessment Financial cooperatives and microfinance institutions (MFIs) are the two major sources of rural finance in Ethiopia. Whereas MFIs are relatively new, financial cooperatives have existed for centuries in various forms. The coexistence of two different institutions serving the same group of people, and delivering the same financial services, raises several policy questions. Those questions have become particularly relevant, as the government has embarked on developing a new strategy for improving rural financial services delivery. This study is expected to serve as an input to that policy discussion. Using a unique household survey dataset and the propensity-score-matching technique, we examine the impacts of the two financial service providers on agricultural technology adoption. The results suggest that access to institutional finance has significant positive impacts on both the adoption and extent of technology use. 2015-03-06 2024-08-01T02:50:47Z 2024-08-01T02:50:47Z Working Paper https://hdl.handle.net/10568/150130 en https://hdl.handle.net/10568/153502 https://hdl.handle.net/10568/153943 https://hdl.handle.net/10568/156510 https://doi.org/10.2499/p15738coll2.134152 https://hdl.handle.net/10568/154161 Open Access application/pdf International Food Policy Research Institute Abate, Gashaw Tadesse; Rashid, Shahidur; Borzaga, Carlos and Getnet, Kindie. 2015. Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter? IFPRI Discussion Paper 1422. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/150130
spellingShingle financial institutions
microfinance
institutional finance
technology adoption
banks
agricultural technology
rural finance
propensity score matching
rural areas
finance
impact assessment
Abate, Gashaw T.
Rashid, Shahidur
Borzaga, Carlos
Getnet, Kindie
Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?
title Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?
title_full Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?
title_fullStr Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?
title_full_unstemmed Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?
title_short Rural finance and agricultural technology adoption in Ethiopia: Does institutional design matter?
title_sort rural finance and agricultural technology adoption in ethiopia does institutional design matter
topic financial institutions
microfinance
institutional finance
technology adoption
banks
agricultural technology
rural finance
propensity score matching
rural areas
finance
impact assessment
url https://hdl.handle.net/10568/150130
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AT rashidshahidur ruralfinanceandagriculturaltechnologyadoptioninethiopiadoesinstitutionaldesignmatter
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AT getnetkindie ruralfinanceandagriculturaltechnologyadoptioninethiopiadoesinstitutionaldesignmatter