APA (7th ed.) Citation
Joshi, P. K., Khan, M. T., & Kishore, A. (2017). Why Punjab needs incentives, not loan waivers.
Chicago Style (17th ed.) Citation
Joshi, Pramod Kumar, Md. Tajuddin Khan, and Avinash Kishore. Why Punjab Needs Incentives, Not Loan Waivers. 2017.
MLA (9th ed.) Citation
Joshi, Pramod Kumar, et al. Why Punjab Needs Incentives, Not Loan Waivers. 2017.
Warning: These citations may not always be 100% accurate.