Time to reform the US federal agricultural insurance program

In the past few decades, the federal crop insurance program has become a major source of subsidies for farmers, with more than 300 million acres and 130 crops enrolled in the program. Although a number of other programs faced budget cuts in the 2014 Farm Bill, legislators protected subsidies for the...

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Main Authors: Smith, Vincent H., Glauber, Joseph W., Goodwin, Barry K.
Format: Informe técnico
Language:Inglés
Published: American Enterprise Institute 2017
Subjects:
Online Access:https://hdl.handle.net/10568/148514
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author Smith, Vincent H.
Glauber, Joseph W.
Goodwin, Barry K.
author_browse Glauber, Joseph W.
Goodwin, Barry K.
Smith, Vincent H.
author_facet Smith, Vincent H.
Glauber, Joseph W.
Goodwin, Barry K.
author_sort Smith, Vincent H.
collection Repository of Agricultural Research Outputs (CGSpace)
description In the past few decades, the federal crop insurance program has become a major source of subsidies for farmers, with more than 300 million acres and 130 crops enrolled in the program. Although a number of other programs faced budget cuts in the 2014 Farm Bill, legislators protected subsidies for the federal crop insurance program from any cuts and expanded the scope of the program. The total cost of the federal crop insurance program is likely to average about $8 billion a year over the next 10 years, of which on average about $5.5 billion a year will flow to farmers, enhancing their incomes, and $2.5 billion will flow to private crop insurance companies and agents. In addition to being expensive, the federal crop insurance also encourages farmers to waste resources, is disproportionately targeted to large and successful farm operations that have no need of federal assistance, and has the potential to engage the US in World Trade Organization disputes with other countries over the trade impacts of US agricultural policy. In light of these problems, some experts argue that the federal crop insurance program should be eliminated, although this option is unlikely to be popular with farmers, insurance companies, and farm state legislators. A viable alternative is to replace the entire crop insurance program with a “no cost to farmers” disaster aid program based on indexes of plant growth constructed for each covered crop. If the crop insurance program is continued, at the very least, as some legislators and successive administrations have proposed, a costly and heavily subsidized endorsement called the Harvest Price Option should be terminated, with a potential savings in taxpayer outlays of close to $2 billion. Other changes, such as farm level caps on premium subsidies, reductions in premium subsidy rates, and introducing price competition among insurance companies should also be considered.
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spelling CGSpace1485142025-04-08T18:34:01Z Time to reform the US federal agricultural insurance program Smith, Vincent H. Glauber, Joseph W. Goodwin, Barry K. agricultural policies trade barriers crop insurance trade policies trade wto agricultural and rural legislation agricultural economics trade agreements agricultural trade In the past few decades, the federal crop insurance program has become a major source of subsidies for farmers, with more than 300 million acres and 130 crops enrolled in the program. Although a number of other programs faced budget cuts in the 2014 Farm Bill, legislators protected subsidies for the federal crop insurance program from any cuts and expanded the scope of the program. The total cost of the federal crop insurance program is likely to average about $8 billion a year over the next 10 years, of which on average about $5.5 billion a year will flow to farmers, enhancing their incomes, and $2.5 billion will flow to private crop insurance companies and agents. In addition to being expensive, the federal crop insurance also encourages farmers to waste resources, is disproportionately targeted to large and successful farm operations that have no need of federal assistance, and has the potential to engage the US in World Trade Organization disputes with other countries over the trade impacts of US agricultural policy. In light of these problems, some experts argue that the federal crop insurance program should be eliminated, although this option is unlikely to be popular with farmers, insurance companies, and farm state legislators. A viable alternative is to replace the entire crop insurance program with a “no cost to farmers” disaster aid program based on indexes of plant growth constructed for each covered crop. If the crop insurance program is continued, at the very least, as some legislators and successive administrations have proposed, a costly and heavily subsidized endorsement called the Harvest Price Option should be terminated, with a potential savings in taxpayer outlays of close to $2 billion. Other changes, such as farm level caps on premium subsidies, reductions in premium subsidy rates, and introducing price competition among insurance companies should also be considered. 2017 2024-06-21T09:24:54Z 2024-06-21T09:24:54Z Report https://hdl.handle.net/10568/148514 en https://hdl.handle.net/10568/148577 https://www.aei.org/research-products/report/agricultural-trade-aid-implications-and-consequences-for-us-global-trade-relationships-in-the-context-of-the-world-trade-organization/ https://hdl.handle.net/10568/145981 American Enterprise Institute Smith, Vincent H.; Glauber, Joseph W.; and Goodwin, Barry K. 2017. Time to reform the US federal agricultural insurance program. Agricultural Policy in Disarray Series Report. Washington, DC: American Enterprise Institute (AEI). https://www.aei.org/research-products/report/time-to-reform-the-us-federal-agricultural-insurance-program/
spellingShingle agricultural policies
trade barriers
crop insurance
trade policies
trade
wto
agricultural and rural legislation
agricultural economics
trade agreements
agricultural trade
Smith, Vincent H.
Glauber, Joseph W.
Goodwin, Barry K.
Time to reform the US federal agricultural insurance program
title Time to reform the US federal agricultural insurance program
title_full Time to reform the US federal agricultural insurance program
title_fullStr Time to reform the US federal agricultural insurance program
title_full_unstemmed Time to reform the US federal agricultural insurance program
title_short Time to reform the US federal agricultural insurance program
title_sort time to reform the us federal agricultural insurance program
topic agricultural policies
trade barriers
crop insurance
trade policies
trade
wto
agricultural and rural legislation
agricultural economics
trade agreements
agricultural trade
url https://hdl.handle.net/10568/148514
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