Unemployment and household spending in rural and urban India: Evidence from panel data (2019)

India has recorded high levels of unemployment and low labor force participation rates in recent years even before the onset of the COVID-19 pandemic and the lockdown. How does an episode of unemployment or loss of income affect household consumption expenditure is an important question for designin...

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Main Authors: Gupta, Manavi, Kishore, Avinash
Format: Artículo preliminar
Language:Inglés
Published: International Food Policy Research Institute 2020
Subjects:
Online Access:https://hdl.handle.net/10568/143563
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author Gupta, Manavi
Kishore, Avinash
author_browse Gupta, Manavi
Kishore, Avinash
author_facet Gupta, Manavi
Kishore, Avinash
author_sort Gupta, Manavi
collection Repository of Agricultural Research Outputs (CGSpace)
description India has recorded high levels of unemployment and low labor force participation rates in recent years even before the onset of the COVID-19 pandemic and the lockdown. How does an episode of unemployment or loss of income affect household consumption expenditure is an important question for designing effective safety nets. We use data on household-specific episodes of job loss and decline in income, from an earlier year (March-April 2019) to estimate the household response to employment shocks. We apply diff-in-diff and quantile regressions to a high-frequency panel data from a nationally representative survey of 1,75,000 households to estimate the impact of a job loss (and change in income) on household consumption expenditure—for urban and rural households, and households across different expenditure levels. We find that loss of employment of an earning member leads to a significant immediate decline in household consumption expenditure. The decline is much larger for urban households and households in the lowest and the highest deciles of monthly per capita. Durable expenses go down the most. Expenditure on health and education also goes down significantly and there is evidence of adjustments in discretionary expenses too, especially for urban households. For households with only one earning member, borrowing does not increase after the job loss, suggesting credit constraints. Government cash transfers help rural households, as the beneficiaries show a smaller reduction in consumption expenditure after the shock. Our findings highlight the high vulnerability of urban households to economic shocks and can inform the design and targeting of income support and other safety-net programs in India and other developing countries.
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spelling CGSpace1435632025-12-02T21:02:41Z Unemployment and household spending in rural and urban India: Evidence from panel data (2019) Gupta, Manavi Kishore, Avinash shock urban areas employment consumer participation cash transfers unemployment household consumption rural areas credit India has recorded high levels of unemployment and low labor force participation rates in recent years even before the onset of the COVID-19 pandemic and the lockdown. How does an episode of unemployment or loss of income affect household consumption expenditure is an important question for designing effective safety nets. We use data on household-specific episodes of job loss and decline in income, from an earlier year (March-April 2019) to estimate the household response to employment shocks. We apply diff-in-diff and quantile regressions to a high-frequency panel data from a nationally representative survey of 1,75,000 households to estimate the impact of a job loss (and change in income) on household consumption expenditure—for urban and rural households, and households across different expenditure levels. We find that loss of employment of an earning member leads to a significant immediate decline in household consumption expenditure. The decline is much larger for urban households and households in the lowest and the highest deciles of monthly per capita. Durable expenses go down the most. Expenditure on health and education also goes down significantly and there is evidence of adjustments in discretionary expenses too, especially for urban households. For households with only one earning member, borrowing does not increase after the job loss, suggesting credit constraints. Government cash transfers help rural households, as the beneficiaries show a smaller reduction in consumption expenditure after the shock. Our findings highlight the high vulnerability of urban households to economic shocks and can inform the design and targeting of income support and other safety-net programs in India and other developing countries. 2020-11-01 2024-05-22T12:15:06Z 2024-05-22T12:15:06Z Working Paper https://hdl.handle.net/10568/143563 en http://southasia.ifpri.info/2020/07/02/how-covid-19-may-affect-household-expenditures-in-india-unemployment-shock-household-consumption-and-transient-poverty/ Open Access application/pdf International Food Policy Research Institute Gupta, Manavi; and Kishore, Avinash. 2020. Unemployment and household spending in rural and urban India: Evidence from panel data (2019). IFPRI Discussion Paper 1978. Washington, DC: International Food Policy Research Institute (IFPRI). https://doi.org/10.2499/p15738coll2.134169.
spellingShingle shock
urban areas
employment
consumer participation
cash transfers
unemployment
household consumption
rural areas
credit
Gupta, Manavi
Kishore, Avinash
Unemployment and household spending in rural and urban India: Evidence from panel data (2019)
title Unemployment and household spending in rural and urban India: Evidence from panel data (2019)
title_full Unemployment and household spending in rural and urban India: Evidence from panel data (2019)
title_fullStr Unemployment and household spending in rural and urban India: Evidence from panel data (2019)
title_full_unstemmed Unemployment and household spending in rural and urban India: Evidence from panel data (2019)
title_short Unemployment and household spending in rural and urban India: Evidence from panel data (2019)
title_sort unemployment and household spending in rural and urban india evidence from panel data 2019
topic shock
urban areas
employment
consumer participation
cash transfers
unemployment
household consumption
rural areas
credit
url https://hdl.handle.net/10568/143563
work_keys_str_mv AT guptamanavi unemploymentandhouseholdspendinginruralandurbanindiaevidencefrompaneldata2019
AT kishoreavinash unemploymentandhouseholdspendinginruralandurbanindiaevidencefrompaneldata2019