Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India
This paper attempts to identify the determinants of access to the KCC program and empirically evaluate its impact on farmers’ use of agricultural inputs and farm household incomes in Eastern India. We have also examined whether the possession of KCC reduces the farmer’s dependence for borrowing on m...
| Autores principales: | , , |
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| Formato: | Artículo preliminar |
| Lenguaje: | Inglés |
| Publicado: |
International Food Policy Research Institute
2021
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| Materias: | |
| Acceso en línea: | https://hdl.handle.net/10568/143408 |
| _version_ | 1855540654629715968 |
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| author | Kumar, Anjani Sonkar, Vinay Kumar S., Aditya K. |
| author_browse | Kumar, Anjani S., Aditya K. Sonkar, Vinay Kumar |
| author_facet | Kumar, Anjani Sonkar, Vinay Kumar S., Aditya K. |
| author_sort | Kumar, Anjani |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | This paper attempts to identify the determinants of access to the KCC program and empirically evaluate its impact on farmers’ use of agricultural inputs and farm household incomes in Eastern India. We have also examined whether the possession of KCC reduces the farmer’s dependence for borrowing on moneylenders. The estimation is based on Coarsened Exact Matching (CEM) approach, which is an increasingly popular method of estimating causal effects. The study uses a large survey of rural/farming households in eastern India (Bihar, Eastern Uttar Pradesh, Jharkhand, Odisha, and West Bengal). Findings reveal that access to KCC is strongly associated with the socioeconomic and demographic characteristic of farming households. We find that access to KCC increases farmers’ use of the agricultural inputs and households and farm income especially for marginal and small farmers. Finally, access to KCC reduces farmer’s dependency on moneylenders for borrowing credits by 25 percent. |
| format | Artículo preliminar |
| id | CGSpace143408 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2021 |
| publishDateRange | 2021 |
| publishDateSort | 2021 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1434082025-12-02T21:03:13Z Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India Kumar, Anjani Sonkar, Vinay Kumar S., Aditya K. farmers households welfare capacity development farm inputs farms credit rural areas This paper attempts to identify the determinants of access to the KCC program and empirically evaluate its impact on farmers’ use of agricultural inputs and farm household incomes in Eastern India. We have also examined whether the possession of KCC reduces the farmer’s dependence for borrowing on moneylenders. The estimation is based on Coarsened Exact Matching (CEM) approach, which is an increasingly popular method of estimating causal effects. The study uses a large survey of rural/farming households in eastern India (Bihar, Eastern Uttar Pradesh, Jharkhand, Odisha, and West Bengal). Findings reveal that access to KCC is strongly associated with the socioeconomic and demographic characteristic of farming households. We find that access to KCC increases farmers’ use of the agricultural inputs and households and farm income especially for marginal and small farmers. Finally, access to KCC reduces farmer’s dependency on moneylenders for borrowing credits by 25 percent. 2021-01-01 2024-05-22T12:13:54Z 2024-05-22T12:13:54Z Working Paper https://hdl.handle.net/10568/143408 en https://hdl.handle.net/10568/147886 https://doi.org/10.2499/p15738coll2.133684 https://doi.org/10.2499/p15738coll2.133672 https://doi.org/10.2499/p15738coll2.133668 https://doi.org/10.2499/p15738coll2.133598 https://doi.org/10.1057/s41287-022-00522-4 Open Access application/pdf International Food Policy Research Institute Kumar, Anjani; Sonkar, Vinay Kumar; and S., Aditya K. 2021. Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India. IFPRI Discussion Paper 1997. Washington, DC: International Food Policy Research Institute. https://doi.org/10.2499/p15738coll2.134240. |
| spellingShingle | farmers households welfare capacity development farm inputs farms credit rural areas Kumar, Anjani Sonkar, Vinay Kumar S., Aditya K. Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India |
| title | Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India |
| title_full | Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India |
| title_fullStr | Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India |
| title_full_unstemmed | Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India |
| title_short | Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India |
| title_sort | assessing the impact of lending through kisan credit cards in rural india evidence from eastern india |
| topic | farmers households welfare capacity development farm inputs farms credit rural areas |
| url | https://hdl.handle.net/10568/143408 |
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