Is agricultural insurance fulfilling its promise for the developing world?

Agricultural insurance has attracted considerable interest in recent years. Innovations in agricultural index insurance have raised expectations that the private sector can overcome shortcomings associated with more traditional indemnity-based products like multi-peril crop insurance, and contribute...

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Main Authors: Kramer, Berber, Hazell, Peter B. R., Alderman, Harold, Ceballos, Francisco, Kumar, Neha, Timu, Anne G.
Format: Artículo preliminar
Language:Inglés
Published: International Food Policy Research Institute 2021
Subjects:
Online Access:https://hdl.handle.net/10568/143380
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author Kramer, Berber
Hazell, Peter B. R.
Alderman, Harold
Ceballos, Francisco
Kumar, Neha
Timu, Anne G.
author_browse Alderman, Harold
Ceballos, Francisco
Hazell, Peter B. R.
Kramer, Berber
Kumar, Neha
Timu, Anne G.
author_facet Kramer, Berber
Hazell, Peter B. R.
Alderman, Harold
Ceballos, Francisco
Kumar, Neha
Timu, Anne G.
author_sort Kramer, Berber
collection Repository of Agricultural Research Outputs (CGSpace)
description Agricultural insurance has attracted considerable interest in recent years. Innovations in agricultural index insurance have raised expectations that the private sector can overcome shortcomings associated with more traditional indemnity-based products like multi-peril crop insurance, and contribute to strengthen agricultural risk management at scale across developing countries. This paper updates previous reviews on agricultural insurance but differs in that it goes beyond the prognosis that recent innovations can help make insurance more commercially viable. As such, it addresses two important challenges that have received limited attention. First, it distinguishes different types of farm households and recognizes that many are excluded from the insurance market, describing additional innovations that can help make insurance more accessible to these excluded groups. Second, it acknowledges that insurance for catastrophic risks is unaffordable for most farmers and summarizes new developments in disaster assistance and safety net programs that can provide broader protection against these risks.
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spelling CGSpace1433802025-12-02T21:03:03Z Is agricultural insurance fulfilling its promise for the developing world? Kramer, Berber Hazell, Peter B. R. Alderman, Harold Ceballos, Francisco Kumar, Neha Timu, Anne G. innovation disasters technology agricultural insurance literature reviews disaster assistance social safety nets Agricultural insurance has attracted considerable interest in recent years. Innovations in agricultural index insurance have raised expectations that the private sector can overcome shortcomings associated with more traditional indemnity-based products like multi-peril crop insurance, and contribute to strengthen agricultural risk management at scale across developing countries. This paper updates previous reviews on agricultural insurance but differs in that it goes beyond the prognosis that recent innovations can help make insurance more commercially viable. As such, it addresses two important challenges that have received limited attention. First, it distinguishes different types of farm households and recognizes that many are excluded from the insurance market, describing additional innovations that can help make insurance more accessible to these excluded groups. Second, it acknowledges that insurance for catastrophic risks is unaffordable for most farmers and summarizes new developments in disaster assistance and safety net programs that can provide broader protection against these risks. 2021-11-16 2024-05-22T12:13:44Z 2024-05-22T12:13:44Z Working Paper https://hdl.handle.net/10568/143380 en https://doi.org/10.1016/j.deveng.2019.100042 https://doi.org/10.1016/j.agrformet.2018.11.002 https://doi.org/10.3390/rs13050924 https://doi.org/10.1080/00036846.2019.1613502 https://doi.org/10.1146/annurev-resource-111220-014147 https://doi.org/10.2499/p15738coll2.134917 https://doi.org/10.2499/p15738coll2.134941 https://doi.org/10.2499/p15738coll2.134958 https://pim.cgiar.org/2021/10/01/innovations-in-agricultural-insurance-lessons-learnt-about-managing-smallholder-farmer-risks/ Open Access application/pdf International Food Policy Research Institute Kramer, Berber; Hazell, Peter; Alderman, Harold; Ceballos, Francisco; Kumar, Neha; and Timu, Anne G. 2021. Is agricultural insurance fulfilling its promise for the developing world? IFPRI Discussion Paper 2057. Washington, DC: International Food Policy Research Institute (IFPRI). https://doi.org/10.2499/p15738coll2.134751.
spellingShingle innovation
disasters
technology
agricultural insurance
literature reviews
disaster assistance
social safety nets
Kramer, Berber
Hazell, Peter B. R.
Alderman, Harold
Ceballos, Francisco
Kumar, Neha
Timu, Anne G.
Is agricultural insurance fulfilling its promise for the developing world?
title Is agricultural insurance fulfilling its promise for the developing world?
title_full Is agricultural insurance fulfilling its promise for the developing world?
title_fullStr Is agricultural insurance fulfilling its promise for the developing world?
title_full_unstemmed Is agricultural insurance fulfilling its promise for the developing world?
title_short Is agricultural insurance fulfilling its promise for the developing world?
title_sort is agricultural insurance fulfilling its promise for the developing world
topic innovation
disasters
technology
agricultural insurance
literature reviews
disaster assistance
social safety nets
url https://hdl.handle.net/10568/143380
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