Access to credit and economic well-being of rural households: Evidence from Eastern India
We evaluate the impact of access to credit on rural households’ per capita annual income using an endogenous switching regression approach, an increasingly popular method of tackling the selection bias issue in impact analyses. Using a large survey of rural households in eastern India, we find that...
| Main Authors: | , , , |
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| Format: | Journal Article |
| Language: | Inglés |
| Published: |
Western Agricultural Economics Association
2020
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| Subjects: | |
| Online Access: | https://hdl.handle.net/10568/142664 |
| _version_ | 1855539655942864896 |
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| author | Kumar, Anjani Mishra, Ashok K. Sonkar, Vinay Kumar Saroj, Sunil |
| author_browse | Kumar, Anjani Mishra, Ashok K. Saroj, Sunil Sonkar, Vinay Kumar |
| author_facet | Kumar, Anjani Mishra, Ashok K. Sonkar, Vinay Kumar Saroj, Sunil |
| author_sort | Kumar, Anjani |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | We evaluate the impact of access to credit on rural households’ per capita annual income using an endogenous switching regression approach, an increasingly popular method of tackling the selection bias issue in impact analyses. Using a large survey of rural households in eastern India, we find that access to credit is strongly associated with rural households’ socioeconomic and demographic characteristics. Additionally, access to credit increases rural households’ economic well-being; nonborrower rural households would benefit the most from access to credit. Access to credit affects recipients heterogeneously, implying that credit policies should be adaptable to different rural household groups. |
| format | Journal Article |
| id | CGSpace142664 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2020 |
| publishDateRange | 2020 |
| publishDateSort | 2020 |
| publisher | Western Agricultural Economics Association |
| publisherStr | Western Agricultural Economics Association |
| record_format | dspace |
| spelling | CGSpace1426642025-02-24T06:46:48Z Access to credit and economic well-being of rural households: Evidence from Eastern India Kumar, Anjani Mishra, Ashok K. Sonkar, Vinay Kumar Saroj, Sunil income rural communities economic situation regression analysis households welfare socioeconomic environment household income demography social safety nets credit We evaluate the impact of access to credit on rural households’ per capita annual income using an endogenous switching regression approach, an increasingly popular method of tackling the selection bias issue in impact analyses. Using a large survey of rural households in eastern India, we find that access to credit is strongly associated with rural households’ socioeconomic and demographic characteristics. Additionally, access to credit increases rural households’ economic well-being; nonborrower rural households would benefit the most from access to credit. Access to credit affects recipients heterogeneously, implying that credit policies should be adaptable to different rural household groups. 2020-02-01 2024-05-22T12:10:50Z 2024-05-22T12:10:50Z Journal Article https://hdl.handle.net/10568/142664 en https://www.epw.in/journal/2020/21/special-articles/access-credit-eastern-india.html Open Access Western Agricultural Economics Association Kumar, Anjani; Mishra, Ashok K.; Sonkar, Vinay Kumar; and Saroj, Sunil. 2020. Access to credit and economic well-being of rural households: Evidence from Eastern India. Journal of Agricultural and Resource Economics 45(1): 145–160. https://purl.umn.edu/298439 |
| spellingShingle | income rural communities economic situation regression analysis households welfare socioeconomic environment household income demography social safety nets credit Kumar, Anjani Mishra, Ashok K. Sonkar, Vinay Kumar Saroj, Sunil Access to credit and economic well-being of rural households: Evidence from Eastern India |
| title | Access to credit and economic well-being of rural households: Evidence from Eastern India |
| title_full | Access to credit and economic well-being of rural households: Evidence from Eastern India |
| title_fullStr | Access to credit and economic well-being of rural households: Evidence from Eastern India |
| title_full_unstemmed | Access to credit and economic well-being of rural households: Evidence from Eastern India |
| title_short | Access to credit and economic well-being of rural households: Evidence from Eastern India |
| title_sort | access to credit and economic well being of rural households evidence from eastern india |
| topic | income rural communities economic situation regression analysis households welfare socioeconomic environment household income demography social safety nets credit |
| url | https://hdl.handle.net/10568/142664 |
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