Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India

In rainfed production systems throughout India, agricultural activities are dependent upon the summer monsoon, and any aberration in monsoon rainfall patterns can have severe consequences for rice production. There is considerable policy interest in designing programs to lower small‐scale farmers’ e...

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Autores principales: Ward, Patrick S., Makhija, Simrin, Spielman, David J.
Formato: Journal Article
Lenguaje:Inglés
Publicado: Wiley 2020
Materias:
Acceso en línea:https://hdl.handle.net/10568/142364
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author Ward, Patrick S.
Makhija, Simrin
Spielman, David J.
author_browse Makhija, Simrin
Spielman, David J.
Ward, Patrick S.
author_facet Ward, Patrick S.
Makhija, Simrin
Spielman, David J.
author_sort Ward, Patrick S.
collection Repository of Agricultural Research Outputs (CGSpace)
description In rainfed production systems throughout India, agricultural activities are dependent upon the summer monsoon, and any aberration in monsoon rainfall patterns can have severe consequences for rice production. There is considerable policy interest in designing programs to lower small‐scale farmers’ exposure to these types of risk given the regularity with which adverse monsoon events occur. This paper introduces a field experiment conducted with two risk management options in the state of Odisha: a drought‐tolerant rice cultivar; and a weather index insurance product designed to complement the performance of the cultivar. Uptake rates for the cultivar itself and for the joint product are compared across two years alongside an analysis of factors that predict uptake. Results indicate high levels of demand for both the products, albeit with a significant degree of price sensitivity. But this sensitivity is agnostic to the nature of price reductions, suggesting that public investments that lower the costs of risk management may be sufficient to encourage broad uptake, without necessarily relying upon distortionary subsidies as is so often done. Sustained demand between years one and two is primarily explained where individuals were indemnified in year one and had a large number of peers also purchasing the product.
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spelling CGSpace1423642025-02-24T06:48:12Z Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India Ward, Patrick S. Makhija, Simrin Spielman, David J. insurance risk management monsoon climate rice capacity development smallholders drought drought tolerance climate change In rainfed production systems throughout India, agricultural activities are dependent upon the summer monsoon, and any aberration in monsoon rainfall patterns can have severe consequences for rice production. There is considerable policy interest in designing programs to lower small‐scale farmers’ exposure to these types of risk given the regularity with which adverse monsoon events occur. This paper introduces a field experiment conducted with two risk management options in the state of Odisha: a drought‐tolerant rice cultivar; and a weather index insurance product designed to complement the performance of the cultivar. Uptake rates for the cultivar itself and for the joint product are compared across two years alongside an analysis of factors that predict uptake. Results indicate high levels of demand for both the products, albeit with a significant degree of price sensitivity. But this sensitivity is agnostic to the nature of price reductions, suggesting that public investments that lower the costs of risk management may be sufficient to encourage broad uptake, without necessarily relying upon distortionary subsidies as is so often done. Sustained demand between years one and two is primarily explained where individuals were indemnified in year one and had a large number of peers also purchasing the product. 2020-01-01 2024-05-22T12:10:22Z 2024-05-22T12:10:22Z Journal Article https://hdl.handle.net/10568/142364 en https://hdl.handle.net/10568/147493 Open Access Wiley Ward, Patrick S.; Makhija, Simrin; and Spielman, David J. 2020. Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India. Australian Journal of Agricultural and Resource Economics 64(2): 421-454. https://doi.org/10.1111/1467-8489.12342
spellingShingle insurance
risk management
monsoon climate
rice
capacity development
smallholders
drought
drought tolerance
climate change
Ward, Patrick S.
Makhija, Simrin
Spielman, David J.
Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India
title Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India
title_full Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India
title_fullStr Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India
title_full_unstemmed Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India
title_short Drought‐tolerant rice, weather index insurance, and comprehensive risk management for smallholders: Evidence from a multi‐year field experiment in India
title_sort drought tolerant rice weather index insurance and comprehensive risk management for smallholders evidence from a multi year field experiment in india
topic insurance
risk management
monsoon climate
rice
capacity development
smallholders
drought
drought tolerance
climate change
url https://hdl.handle.net/10568/142364
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AT spielmandavidj droughttolerantriceweatherindexinsuranceandcomprehensiveriskmanagementforsmallholdersevidencefromamultiyearfieldexperimentinindia