Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges
Smallholder farmers in low- and middle-income countries have limited access to finance, due to the pau city of banks and other financial institutions in rural areas. As a result, banks and other formal financial institutions tend not to know much about farming as a business, and therefore they hesit...
| Autores principales: | , , , |
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| Formato: | Brief |
| Lenguaje: | Inglés |
| Publicado: |
International Food Policy Research Institute
2023
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| Acceso en línea: | https://hdl.handle.net/10568/135965 |
| _version_ | 1855524113751212032 |
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| author | Ambler, Kate Bakhtiar, M. Mehrab de Brauw, Alan Uddin, Mohammad Riad |
| author_browse | Ambler, Kate Bakhtiar, M. Mehrab Uddin, Mohammad Riad de Brauw, Alan |
| author_facet | Ambler, Kate Bakhtiar, M. Mehrab de Brauw, Alan Uddin, Mohammad Riad |
| author_sort | Ambler, Kate |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | Smallholder farmers in low- and middle-income countries have limited access to finance, due to the pau city of banks and other financial institutions in rural areas. As a result, banks and other formal financial institutions tend not to know much about farming as a business, and therefore they hesitate to extend credit to farmers. Such reluctance is often attributed to the elevated costs and risks linked with small, geographically dispersed farms, as well as the farmers' lack of collateral.
Microfinance has emerged as a crucial intervention in bridging this gap. However, the fixed and rigid repayment structures of microfinance institutions (MFIs) often clash with the seasonal nature of agricultural production. This mismatch creates financial strain for farmers, who must manage cash flows that are inherently unpredictable due to factors like weather variability and market fluctuations. These challenges underscore the need for more flexible and tailored financial solutions. |
| format | Brief |
| id | CGSpace135965 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2023 |
| publishDateRange | 2023 |
| publishDateSort | 2023 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1359652025-11-06T06:06:38Z Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges Ambler, Kate Bakhtiar, M. Mehrab de Brauw, Alan Uddin, Mohammad Riad smallholders finance rural areas farming mircofinance risk Smallholder farmers in low- and middle-income countries have limited access to finance, due to the pau city of banks and other financial institutions in rural areas. As a result, banks and other formal financial institutions tend not to know much about farming as a business, and therefore they hesitate to extend credit to farmers. Such reluctance is often attributed to the elevated costs and risks linked with small, geographically dispersed farms, as well as the farmers' lack of collateral. Microfinance has emerged as a crucial intervention in bridging this gap. However, the fixed and rigid repayment structures of microfinance institutions (MFIs) often clash with the seasonal nature of agricultural production. This mismatch creates financial strain for farmers, who must manage cash flows that are inherently unpredictable due to factors like weather variability and market fluctuations. These challenges underscore the need for more flexible and tailored financial solutions. 2023-12-21 2023-12-27T20:10:10Z 2023-12-27T20:10:10Z Brief https://hdl.handle.net/10568/135965 en https://www.ifpri.org/blog/bridging-smallholder-finance-gap-collaborative-research-wegro-bangladesh Open Access application/pdf International Food Policy Research Institute Ambler, Kate; Bakhtiar, M. Mehrab; de Brauw, Alan; and Uddin, Mohammad Riad. 2023. Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges. Rethinking Food Markets Initiative Note December 2023. Washington, DC: International Food Policy Research Institute (IFPRI). https://hdl.handle.net/10568/135965 |
| spellingShingle | smallholders finance rural areas farming mircofinance risk Ambler, Kate Bakhtiar, M. Mehrab de Brauw, Alan Uddin, Mohammad Riad Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges |
| title | Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges |
| title_full | Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges |
| title_fullStr | Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges |
| title_full_unstemmed | Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges |
| title_short | Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges |
| title_sort | evaluation of a livestock financing project in bangladesh navigating operational environmental and behavioral challenges |
| topic | smallholders finance rural areas farming mircofinance risk |
| url | https://hdl.handle.net/10568/135965 |
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