The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia

Index insurance has been promoted as an innovative strategy for enhancing long-term resilience to climate-related shocks and providing financial inclusion, particularly to poor women farmers in developing countries. In this paper, we evaluate the gendered impact of an index-based livestock insurance...

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Main Authors: Timu, Anne G., Gustafson, Christopher R., Mieno, Taro
Format: Journal Article
Language:Inglés
Published: Elsevier 2023
Subjects:
Online Access:https://hdl.handle.net/10568/128831
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author Timu, Anne G.
Gustafson, Christopher R.
Mieno, Taro
author_browse Gustafson, Christopher R.
Mieno, Taro
Timu, Anne G.
author_facet Timu, Anne G.
Gustafson, Christopher R.
Mieno, Taro
author_sort Timu, Anne G.
collection Repository of Agricultural Research Outputs (CGSpace)
description Index insurance has been promoted as an innovative strategy for enhancing long-term resilience to climate-related shocks and providing financial inclusion, particularly to poor women farmers in developing countries. In this paper, we evaluate the gendered impact of an index-based livestock insurance product on food consumption among pastoral households in southern Ethiopia. We exploit intertemporal variation in household risk exposure and insurance payouts to evaluate the ex ante and ex post insurance impacts and use randomly distributed discount coupons to instrument the insurance purchase variables. We find that during the pre-drought period, a previous season insurance purchase and the intensity of insurance coverage significantly and equally reduces food expenditure in male- and female-headed households. In the post-drought period, we find that an insurance payout significantly increases food expenditure per adult equivalent among female-headed households.
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spelling CGSpace1288312025-10-26T12:52:02Z The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia Timu, Anne G. Gustafson, Christopher R. Mieno, Taro developing countries drought ex ante impact assessment food consumption financial inclusion households livestock insurance resilience women farmers Index insurance has been promoted as an innovative strategy for enhancing long-term resilience to climate-related shocks and providing financial inclusion, particularly to poor women farmers in developing countries. In this paper, we evaluate the gendered impact of an index-based livestock insurance product on food consumption among pastoral households in southern Ethiopia. We exploit intertemporal variation in household risk exposure and insurance payouts to evaluate the ex ante and ex post insurance impacts and use randomly distributed discount coupons to instrument the insurance purchase variables. We find that during the pre-drought period, a previous season insurance purchase and the intensity of insurance coverage significantly and equally reduces food expenditure in male- and female-headed households. In the post-drought period, we find that an insurance payout significantly increases food expenditure per adult equivalent among female-headed households. 2023-04 2023-02-23T21:11:45Z 2023-02-23T21:11:45Z Journal Article https://hdl.handle.net/10568/128831 en Open Access Elsevier Timu, Anne G.; Gustafson, Christopher R.; Mieno, Taro. 2023. The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia. Climate Services 30(April 2023): 100355. https://doi.org/10.1016/j.cliser.2023.100355
spellingShingle developing countries
drought
ex ante impact assessment
food consumption
financial inclusion
households
livestock insurance
resilience
women farmers
Timu, Anne G.
Gustafson, Christopher R.
Mieno, Taro
The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia
title The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia
title_full The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia
title_fullStr The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia
title_full_unstemmed The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia
title_short The gendered impacts of index-insurance on food-consumption: Evidence from southern Ethiopia
title_sort gendered impacts of index insurance on food consumption evidence from southern ethiopia
topic developing countries
drought
ex ante impact assessment
food consumption
financial inclusion
households
livestock insurance
resilience
women farmers
url https://hdl.handle.net/10568/128831
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