Maize productivity and household welfare impacts of mobile money usage in Tanzania

This study examined the determinants and impacts of mobile money (MM) usage on maize productivity and poverty likelihood (i.e., the probability of a household falling below the international poverty line at USD 1.9 per capita per day) in the Mbeya Region, Tanzania. The analysis was conducted using t...

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Autores principales: Kilombele, H., Feleke, S., Abdoulaye, Tahirou, Cole, Steven M., Sekabira, H., Manyong, Victor
Formato: Journal Article
Lenguaje:Inglés
Publicado: MDPI 2023
Materias:
Acceso en línea:https://hdl.handle.net/10568/128735
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author Kilombele, H.
Feleke, S.
Abdoulaye, Tahirou
Cole, Steven M.
Sekabira, H.
Manyong, Victor
author_browse Abdoulaye, Tahirou
Cole, Steven M.
Feleke, S.
Kilombele, H.
Manyong, Victor
Sekabira, H.
author_facet Kilombele, H.
Feleke, S.
Abdoulaye, Tahirou
Cole, Steven M.
Sekabira, H.
Manyong, Victor
author_sort Kilombele, H.
collection Repository of Agricultural Research Outputs (CGSpace)
description This study examined the determinants and impacts of mobile money (MM) usage on maize productivity and poverty likelihood (i.e., the probability of a household falling below the international poverty line at USD 1.9 per capita per day) in the Mbeya Region, Tanzania. The analysis was conducted using the endogenous switching regression (ESR) model on data from a random sample of 1310 households selected from seven districts in the region. Results of the ESR estimation show that MM usage is strongly and positively associated with the education level of the household head, asset ownership, credit access, input access, and social networks. MM usage is also significantly associated with increased maize productivity and a reduced poverty likelihood. Farmers who chose to use MM services increased their maize productivity by about 124 kg/acre and reduced their poverty likelihood by nearly 25 percentage points, as measured by the progress out of poverty index. These findings call for a targeted approach to reaching and supporting MM usage among households with constrained access to formal financial services to increase maize productivity and reduce poverty likelihood.
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spelling CGSpace1287352025-12-08T10:29:22Z Maize productivity and household welfare impacts of mobile money usage in Tanzania Kilombele, H. Feleke, S. Abdoulaye, Tahirou Cole, Steven M. Sekabira, H. Manyong, Victor maize productivity poverty alleviation tanzania This study examined the determinants and impacts of mobile money (MM) usage on maize productivity and poverty likelihood (i.e., the probability of a household falling below the international poverty line at USD 1.9 per capita per day) in the Mbeya Region, Tanzania. The analysis was conducted using the endogenous switching regression (ESR) model on data from a random sample of 1310 households selected from seven districts in the region. Results of the ESR estimation show that MM usage is strongly and positively associated with the education level of the household head, asset ownership, credit access, input access, and social networks. MM usage is also significantly associated with increased maize productivity and a reduced poverty likelihood. Farmers who chose to use MM services increased their maize productivity by about 124 kg/acre and reduced their poverty likelihood by nearly 25 percentage points, as measured by the progress out of poverty index. These findings call for a targeted approach to reaching and supporting MM usage among households with constrained access to formal financial services to increase maize productivity and reduce poverty likelihood. 2023-01-31 2023-02-20T10:44:49Z 2023-02-20T10:44:49Z Journal Article https://hdl.handle.net/10568/128735 en Open Access application/pdf MDPI Kilombele, H., Feleke, S., Abdoulaye, T., Cole, S., Sekabira, H. & Manyong, V. (2023). Maize productivity and household welfare impacts of mobile money usage in Tanzania. International Journal of Financial Studies, 11(1): 27, 1-20.
spellingShingle maize
productivity
poverty alleviation
tanzania
Kilombele, H.
Feleke, S.
Abdoulaye, Tahirou
Cole, Steven M.
Sekabira, H.
Manyong, Victor
Maize productivity and household welfare impacts of mobile money usage in Tanzania
title Maize productivity and household welfare impacts of mobile money usage in Tanzania
title_full Maize productivity and household welfare impacts of mobile money usage in Tanzania
title_fullStr Maize productivity and household welfare impacts of mobile money usage in Tanzania
title_full_unstemmed Maize productivity and household welfare impacts of mobile money usage in Tanzania
title_short Maize productivity and household welfare impacts of mobile money usage in Tanzania
title_sort maize productivity and household welfare impacts of mobile money usage in tanzania
topic maize
productivity
poverty alleviation
tanzania
url https://hdl.handle.net/10568/128735
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