Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit

Weather index insurance (WII) has been a promising innovation that protects smallholder farmers against drought risks and provides resilience against adverse rainfall conditions. However, the uptake of WII has been hampered by high spatial and intraseasonal basis risk. To minimize intraseasonal basi...

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Autores principales: Ndegwa, Michael K., Shee, Apurba, Turvey, Calum, Liangzhi You
Formato: Journal Article
Lenguaje:Inglés
Publicado: American Meteorological Society 2022
Materias:
Acceso en línea:https://hdl.handle.net/10568/128349
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author Ndegwa, Michael K.
Shee, Apurba
Turvey, Calum
Liangzhi You
author_browse Liangzhi You
Ndegwa, Michael K.
Shee, Apurba
Turvey, Calum
author_facet Ndegwa, Michael K.
Shee, Apurba
Turvey, Calum
Liangzhi You
author_sort Ndegwa, Michael K.
collection Repository of Agricultural Research Outputs (CGSpace)
description Weather index insurance (WII) has been a promising innovation that protects smallholder farmers against drought risks and provides resilience against adverse rainfall conditions. However, the uptake of WII has been hampered by high spatial and intraseasonal basis risk. To minimize intraseasonal basis risk, the standard approaches to designing WII based on seasonal cumulative rainfall have been shown to be ineffective in some cases because they do not incorporate different water requirements across each phenological stage of crop growth. One of the challenges in incorporating crop phenology in insurance design is to determine the water requirement in crop growth stages. Borrowing from agronomy, crop science, and agrometeorology, we adopt evapotranspiration methods in determining water requirements for a crop to survive in each stage that can be used as a trigger level for a WII product. Using daily rainfall and evapotranspiration data, we illustrate the use of Monte Carlo risk modeling to price an operational WII and WII-linked credit product. The risk modeling approach that we develop includes incorporation of correlation between rainfall and evapotranspiration indices that can minimize significant intertemporal basis risk in WII.
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spelling CGSpace1283492024-10-25T07:55:19Z Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit Ndegwa, Michael K. Shee, Apurba Turvey, Calum Liangzhi You precipitation rain evapotranspiration insurance risk management farmers modelling capacity development weather index insurance smallholders crop insurance risk credit Weather index insurance (WII) has been a promising innovation that protects smallholder farmers against drought risks and provides resilience against adverse rainfall conditions. However, the uptake of WII has been hampered by high spatial and intraseasonal basis risk. To minimize intraseasonal basis risk, the standard approaches to designing WII based on seasonal cumulative rainfall have been shown to be ineffective in some cases because they do not incorporate different water requirements across each phenological stage of crop growth. One of the challenges in incorporating crop phenology in insurance design is to determine the water requirement in crop growth stages. Borrowing from agronomy, crop science, and agrometeorology, we adopt evapotranspiration methods in determining water requirements for a crop to survive in each stage that can be used as a trigger level for a WII product. Using daily rainfall and evapotranspiration data, we illustrate the use of Monte Carlo risk modeling to price an operational WII and WII-linked credit product. The risk modeling approach that we develop includes incorporation of correlation between rainfall and evapotranspiration indices that can minimize significant intertemporal basis risk in WII. 2022-01 2023-01-31T09:32:29Z 2023-01-31T09:32:29Z Journal Article https://hdl.handle.net/10568/128349 en Limited Access American Meteorological Society Ndegwa, M.K., Shee, A., Turvey, C. and You, L. 2022. Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit. Weather, Climate, and Society 14(1):19–38.
spellingShingle precipitation
rain
evapotranspiration
insurance
risk management
farmers
modelling
capacity development
weather index insurance
smallholders
crop insurance
risk
credit
Ndegwa, Michael K.
Shee, Apurba
Turvey, Calum
Liangzhi You
Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit
title Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit
title_full Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit
title_fullStr Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit
title_full_unstemmed Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit
title_short Sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk-contingent credit
title_sort sequenced crop evapotranspiration and water requirement in developing a multitrigger rainfall index insurance and risk contingent credit
topic precipitation
rain
evapotranspiration
insurance
risk management
farmers
modelling
capacity development
weather index insurance
smallholders
crop insurance
risk
credit
url https://hdl.handle.net/10568/128349
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