Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers

This study examines Cambodian rice farmers’ willingness to pay for the weather-indexed insurance (WII) proposed to manage the financial impact of shifting monsoon rainfall patterns in Battambang Province in north-western Cambodia. Detailed interviews are conducted in the districts of Bavel and Thma...

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Main Authors: Wang, Qingxia, Soksophors, Yim, Barlis, Angelica, Mushtaq, Shahbaz, Phanna, Khieng, Swaans, Cornelis P.M., Rodulfo, Danny
Format: Journal Article
Language:Inglés
Published: MDPI 2022
Subjects:
Online Access:https://hdl.handle.net/10568/126959
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author Wang, Qingxia
Soksophors, Yim
Barlis, Angelica
Mushtaq, Shahbaz
Phanna, Khieng
Swaans, Cornelis P.M.
Rodulfo, Danny
author_browse Barlis, Angelica
Mushtaq, Shahbaz
Phanna, Khieng
Rodulfo, Danny
Soksophors, Yim
Swaans, Cornelis P.M.
Wang, Qingxia
author_facet Wang, Qingxia
Soksophors, Yim
Barlis, Angelica
Mushtaq, Shahbaz
Phanna, Khieng
Swaans, Cornelis P.M.
Rodulfo, Danny
author_sort Wang, Qingxia
collection Repository of Agricultural Research Outputs (CGSpace)
description This study examines Cambodian rice farmers’ willingness to pay for the weather-indexed insurance (WII) proposed to manage the financial impact of shifting monsoon rainfall patterns in Battambang Province in north-western Cambodia. Detailed interviews are conducted in the districts of Bavel and Thma Koul. We first analyse farmer respondents’ socioeconomic and demographic characteristics, climate change perceptions and experience, risk attitudes, and awareness of insurance. The binary logistic model is used to identify factors that significantly impact farmers’ willingness to pay (WTP) for WII. Our results show that farmers in general had lower awareness of how to use innovative financial products to adapt to extreme weather. The results also demonstrate that farmer respondents’ marital status, the number of off-farm labourers, and the farm size have a positive effect, whereas the number of children in the household has a negative effect on farmers’ WTP for WII. Specifically, being married, an increase of one off-farm labourer, and an increase of one hectare (ha) of farmland increase the probability of demand for WII by 38.6%, 21.4%, and 5.1%, respectively. In contrast, an increase of one child reduces the probability of WII demand by 9.7%. We also identify challenges confronted by Cambodian farmers for participating in the proposed WII scheme and provide relevant recommendations to overcome these challenges.
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spelling CGSpace1269592025-12-08T10:29:22Z Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers Wang, Qingxia Soksophors, Yim Barlis, Angelica Mushtaq, Shahbaz Phanna, Khieng Swaans, Cornelis P.M. Rodulfo, Danny climate change food systems deltas This study examines Cambodian rice farmers’ willingness to pay for the weather-indexed insurance (WII) proposed to manage the financial impact of shifting monsoon rainfall patterns in Battambang Province in north-western Cambodia. Detailed interviews are conducted in the districts of Bavel and Thma Koul. We first analyse farmer respondents’ socioeconomic and demographic characteristics, climate change perceptions and experience, risk attitudes, and awareness of insurance. The binary logistic model is used to identify factors that significantly impact farmers’ willingness to pay (WTP) for WII. Our results show that farmers in general had lower awareness of how to use innovative financial products to adapt to extreme weather. The results also demonstrate that farmer respondents’ marital status, the number of off-farm labourers, and the farm size have a positive effect, whereas the number of children in the household has a negative effect on farmers’ WTP for WII. Specifically, being married, an increase of one off-farm labourer, and an increase of one hectare (ha) of farmland increase the probability of demand for WII by 38.6%, 21.4%, and 5.1%, respectively. In contrast, an increase of one child reduces the probability of WII demand by 9.7%. We also identify challenges confronted by Cambodian farmers for participating in the proposed WII scheme and provide relevant recommendations to overcome these challenges. 2022-11-05 2023-01-12T11:41:47Z 2023-01-12T11:41:47Z Journal Article https://hdl.handle.net/10568/126959 en Open Access MDPI Wang, Q., Soksophors, Y., Barlis, A., Mushtaq, S., Phanna, K., Swaans, C. and Rodulfo, D. 2022. Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers. Sustainability 14(21):14558. https://doi.org/10.3390/su142114558
spellingShingle climate change
food systems
deltas
Wang, Qingxia
Soksophors, Yim
Barlis, Angelica
Mushtaq, Shahbaz
Phanna, Khieng
Swaans, Cornelis P.M.
Rodulfo, Danny
Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers
title Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers
title_full Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers
title_fullStr Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers
title_full_unstemmed Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers
title_short Willingness to Pay for Weather-Indexed Insurance: Evidence from Cambodian Rice Farmers
title_sort willingness to pay for weather indexed insurance evidence from cambodian rice farmers
topic climate change
food systems
deltas
url https://hdl.handle.net/10568/126959
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