TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya
Because of increased incidences of drought due to climate change, it is vital that both men and women farmers can manage production risks. Agricultural insurance has been widely promoted to cushion farmers against adverse weather events, yet its uptake remains low, even more so among women. We there...
| Autores principales: | , , |
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| Formato: | Ponencia |
| Lenguaje: | Inglés |
| Publicado: |
International Food Policy Research Institute
2022
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| Acceso en línea: | https://hdl.handle.net/10568/125644 |
| _version_ | 1855515711990923264 |
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| author | Waweru, Caroline Kramer, Berber Aredo, Samson Dejene |
| author_browse | Aredo, Samson Dejene Kramer, Berber Waweru, Caroline |
| author_facet | Waweru, Caroline Kramer, Berber Aredo, Samson Dejene |
| author_sort | Waweru, Caroline |
| collection | Repository of Agricultural Research Outputs (CGSpace) |
| description | Because of increased incidences of drought due to climate change, it is vital that both men and women farmers can manage production risks. Agricultural insurance has been widely promoted to cushion farmers against adverse weather events, yet its uptake remains low, even more so among women. We therefore elicited incentivized measures of willingness to pay (WTP) for various agricultural insurance bundles offered to smallholder farmers within 7 counties in Kenya and analyze how WTP for the various bundles differs between women and men, and how it correlates with the Project-level Women's Empowerment in Agriculture Index (Pro-WEAI). We find that WTP is highest when the insurance product makes payouts in respondents' personal mobile money account, with significantly lower WTP when paid into their spouse's account, or into their savings group (ROSCA)'s account. This is consistent with the finding that control over use of income and autonomy in decision making are two of the main contributors to both men's and women's disempowerment. In conclusion, one of the ways to ensure that agricultural insurance supports women's empowerment is to ensure that insurance contracts purchased by women are registered under their names and payouts are subsequently paid to their accounts, so that they gain control over the use of income from insurance payouts. |
| format | Ponencia |
| id | CGSpace125644 |
| institution | CGIAR Consortium |
| language | Inglés |
| publishDate | 2022 |
| publishDateRange | 2022 |
| publishDateSort | 2022 |
| publisher | International Food Policy Research Institute |
| publisherStr | International Food Policy Research Institute |
| record_format | dspace |
| spelling | CGSpace1256442025-11-06T05:16:47Z TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya Waweru, Caroline Kramer, Berber Aredo, Samson Dejene gender agriculture Because of increased incidences of drought due to climate change, it is vital that both men and women farmers can manage production risks. Agricultural insurance has been widely promoted to cushion farmers against adverse weather events, yet its uptake remains low, even more so among women. We therefore elicited incentivized measures of willingness to pay (WTP) for various agricultural insurance bundles offered to smallholder farmers within 7 counties in Kenya and analyze how WTP for the various bundles differs between women and men, and how it correlates with the Project-level Women's Empowerment in Agriculture Index (Pro-WEAI). We find that WTP is highest when the insurance product makes payouts in respondents' personal mobile money account, with significantly lower WTP when paid into their spouse's account, or into their savings group (ROSCA)'s account. This is consistent with the finding that control over use of income and autonomy in decision making are two of the main contributors to both men's and women's disempowerment. In conclusion, one of the ways to ensure that agricultural insurance supports women's empowerment is to ensure that insurance contracts purchased by women are registered under their names and payouts are subsequently paid to their accounts, so that they gain control over the use of income from insurance payouts. 2022-10 2022-11-23T06:52:15Z 2022-11-23T06:52:15Z Presentation https://hdl.handle.net/10568/125644 en Open Access application/pdf International Food Policy Research Institute Waweru, Caroline; Kramer, Berber; Dejene Aredo, Samson. 2022. Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya. Presented a the CGIAR GENDER Science Exchange, Nairobi, 12-14 October 2022. Washington, DC: International Food Policy Research Institute. https://hdl.handle.net/10568/125644 |
| spellingShingle | gender agriculture Waweru, Caroline Kramer, Berber Aredo, Samson Dejene TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya |
| title | TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya |
| title_full | TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya |
| title_fullStr | TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya |
| title_full_unstemmed | TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya |
| title_short | TH2.3: Smallholder Farmers Willingness to Pay for Crop Insurance Among Women and Men in Kenya |
| title_sort | th2 3 smallholder farmers willingness to pay for crop insurance among women and men in kenya |
| topic | gender agriculture |
| url | https://hdl.handle.net/10568/125644 |
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