Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya

Informal microfinance is the delivery of financial services mainly to low income people outside the regulation of the monetary authority. Despite their importance in development, no studies have undertaken a detailed analysis of structures and performance in informal microfinance institutions. This...

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Detalles Bibliográficos
Autores principales: Kaua, C.G., Thenya, T., Mutune, J.M.
Formato: Journal Article
Lenguaje:Inglés
Publicado: European Center of Sustainable Development 2020
Materias:
Acceso en línea:https://hdl.handle.net/10568/113330
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author Kaua, C.G.
Thenya, T.
Mutune, J.M.
author_browse Kaua, C.G.
Mutune, J.M.
Thenya, T.
author_facet Kaua, C.G.
Thenya, T.
Mutune, J.M.
author_sort Kaua, C.G.
collection Repository of Agricultural Research Outputs (CGSpace)
description Informal microfinance is the delivery of financial services mainly to low income people outside the regulation of the monetary authority. Despite their importance in development, no studies have undertaken a detailed analysis of structures and performance in informal microfinance institutions. This study aims to analyze structures and performance in informal microfinance institutions in Tharaka South Sub County. It uses descriptive study design and multi stage sampling design. Data analysis was done using thematic, descriptive and Kendall’s tau-b correlation analysis. An informal microfinance performance index was developed using inductive and hierarchical approaches. The study found the informal microfinance institutions are marked by high performance which is determined by their structures. Moreover, the study deduced that informal microfinance is a key policy strategy for poverty alleviation, financial inclusion, gender equity and resilience building since participants mainly include women and other vulnerable groups.
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spelling CGSpace1133302023-12-27T19:56:39Z Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya Kaua, C.G. Thenya, T. Mutune, J.M. livelihoods finance Informal microfinance is the delivery of financial services mainly to low income people outside the regulation of the monetary authority. Despite their importance in development, no studies have undertaken a detailed analysis of structures and performance in informal microfinance institutions. This study aims to analyze structures and performance in informal microfinance institutions in Tharaka South Sub County. It uses descriptive study design and multi stage sampling design. Data analysis was done using thematic, descriptive and Kendall’s tau-b correlation analysis. An informal microfinance performance index was developed using inductive and hierarchical approaches. The study found the informal microfinance institutions are marked by high performance which is determined by their structures. Moreover, the study deduced that informal microfinance is a key policy strategy for poverty alleviation, financial inclusion, gender equity and resilience building since participants mainly include women and other vulnerable groups. 2020-10-01 2021-04-14T03:07:11Z 2021-04-14T03:07:11Z Journal Article https://hdl.handle.net/10568/113330 en Open Access European Center of Sustainable Development Kaua, C.G., Thenya, T., Mutune, J. M. 2020. Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya. European Journal of Sustainable Development, 9(3), 457. https://doi.org/10.14207/ejsd.2020.v9n3p457
spellingShingle livelihoods
finance
Kaua, C.G.
Thenya, T.
Mutune, J.M.
Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya
title Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya
title_full Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya
title_fullStr Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya
title_full_unstemmed Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya
title_short Analysis of Informal Microfinance Institutions Structures in Relation to Performance in Tharaka South Subcounty, Kenya
title_sort analysis of informal microfinance institutions structures in relation to performance in tharaka south subcounty kenya
topic livelihoods
finance
url https://hdl.handle.net/10568/113330
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