Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India

Flood disaster is one of the greatest challenges affecting the livelihoods of the people of Bihar, India, hampering interventions aimed at addressing poverty, nutrition and health issues. Small and marginal farmers, tenant farmers and female-headed households are the most vulnerable to floods. Past...

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Autores principales: Aheeyar, Mohamed M. M., de Silva, Sanjiv, Senaratna Sellamuttu, Sonali
Formato: Brief
Lenguaje:Inglés
Publicado: CGIAR Research Program on Water, Land and Ecosystems 2019
Materias:
Acceso en línea:https://hdl.handle.net/10568/106033
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author Aheeyar, Mohamed M. M.
de Silva, Sanjiv
Senaratna Sellamuttu, Sonali
author_browse Aheeyar, Mohamed M. M.
Senaratna Sellamuttu, Sonali
de Silva, Sanjiv
author_facet Aheeyar, Mohamed M. M.
de Silva, Sanjiv
Senaratna Sellamuttu, Sonali
author_sort Aheeyar, Mohamed M. M.
collection Repository of Agricultural Research Outputs (CGSpace)
description Flood disaster is one of the greatest challenges affecting the livelihoods of the people of Bihar, India, hampering interventions aimed at addressing poverty, nutrition and health issues. Small and marginal farmers, tenant farmers and female-headed households are the most vulnerable to floods. Past insurance schemes implemented in Bihar, including both conventional and index-based flood insurance (IBFI) schemes, have been largely biased towards larger farmers. As a result, such schemes failed to reach the small and marginal farmers, and other vulnerable groups, despite them being the most in need of risk transfer mechanisms (Singh and Singh 2013). An institutional mapping was followed by interviews conducted with key stakeholders engaged in crop insurance schemes. Based on these interviews, this brief attempts to highlight the existing institutional mechanisms that can support tenant farmers and other vulnerable groups to gain access to IBFI. It also explains how the line agencies of the Government of India (GoI) and the State Government of Bihar (GoB) could use the identified institutional mechanisms to support the future upscaling of IBFI schemes.
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spelling CGSpace1060332025-11-07T08:30:56Z Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India Aheeyar, Mohamed M. M. de Silva, Sanjiv Senaratna Sellamuttu, Sonali flooding resilience Flood disaster is one of the greatest challenges affecting the livelihoods of the people of Bihar, India, hampering interventions aimed at addressing poverty, nutrition and health issues. Small and marginal farmers, tenant farmers and female-headed households are the most vulnerable to floods. Past insurance schemes implemented in Bihar, including both conventional and index-based flood insurance (IBFI) schemes, have been largely biased towards larger farmers. As a result, such schemes failed to reach the small and marginal farmers, and other vulnerable groups, despite them being the most in need of risk transfer mechanisms (Singh and Singh 2013). An institutional mapping was followed by interviews conducted with key stakeholders engaged in crop insurance schemes. Based on these interviews, this brief attempts to highlight the existing institutional mechanisms that can support tenant farmers and other vulnerable groups to gain access to IBFI. It also explains how the line agencies of the Government of India (GoI) and the State Government of Bihar (GoB) could use the identified institutional mechanisms to support the future upscaling of IBFI schemes. 2019-10 2019-12-06T09:36:37Z 2019-12-06T09:36:37Z Brief https://hdl.handle.net/10568/106033 en Open Access application/pdf CGIAR Research Program on Water, Land and Ecosystems Aheeyar, Mohamed; de Silva , Sanjiv; Sellamuttu, Sonali Senaratna. 2019. Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India. Colombo, Sri Lanka: International Water Management Institute (IWMI). CGIAR Research Program on Water, Land and Ecosystems (WLE). 8p. (WLE BRIEFING SERIES NO. 24)
spellingShingle flooding
resilience
Aheeyar, Mohamed M. M.
de Silva, Sanjiv
Senaratna Sellamuttu, Sonali
Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India
title Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India
title_full Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India
title_fullStr Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India
title_full_unstemmed Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India
title_short Institutional options available to ensure that index-based flood insurance (IBFI) is socially inclusive in Bihar, India
title_sort institutional options available to ensure that index based flood insurance ibfi is socially inclusive in bihar india
topic flooding
resilience
url https://hdl.handle.net/10568/106033
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