Making index-based flood insurance socially inclusive in Bangladesh: challenges and options

Floods and other weather-related disasters plague farmers in Bangladesh, and climate change threatens to exacerbate these risks. At stake are the livelihoods of millions of small and marginal farmer households that are at risk of becoming further entrenched in poverty. Lack of compensation or other...

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Autores principales: Aheeyar, Mohamed M. M., de Silva, Sanjiv, Senaratna Sellamuttu, Sonali
Formato: Brief
Lenguaje:Inglés
Publicado: CGIAR Research Program on Water, Land and Ecosystems 2019
Acceso en línea:https://hdl.handle.net/10568/106032
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author Aheeyar, Mohamed M. M.
de Silva, Sanjiv
Senaratna Sellamuttu, Sonali
author_browse Aheeyar, Mohamed M. M.
Senaratna Sellamuttu, Sonali
de Silva, Sanjiv
author_facet Aheeyar, Mohamed M. M.
de Silva, Sanjiv
Senaratna Sellamuttu, Sonali
author_sort Aheeyar, Mohamed M. M.
collection Repository of Agricultural Research Outputs (CGSpace)
description Floods and other weather-related disasters plague farmers in Bangladesh, and climate change threatens to exacerbate these risks. At stake are the livelihoods of millions of small and marginal farmer households that are at risk of becoming further entrenched in poverty. Lack of compensation or other buffering mechanisms means crop losses give rise to deepening cycles of debt, especially when cultivation is financed through loans. While neighboring India has developed strong policy and strategic direction for using risk transfer mechanisms, such as Weather Index Insurance (WII), as a disaster risk reduction tool, policy support in Bangladesh is lukewarm. To date, most WII schemes have been pilots implemented mainly by nongovernmental organizations (NGOs) and donors. The Index-based Flood Insurance (IBFI) project of the International Water Management Institute (IWMI) hopes to adapt the pilot scheme it is trialling in Bihar, India, to Bangladesh. To understand how such a scheme can be made accessible, especially to marginal groups, fieldwork was undertaken in Sirajganj district. Here, a WII pilot project, funded by the Asian Development Bank (ADB), which offers insurance for crops during both the Aman and Boro seasons is ongoing. This brief is informed by findings from this fieldwork.
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spelling CGSpace1060322025-11-07T08:28:21Z Making index-based flood insurance socially inclusive in Bangladesh: challenges and options Aheeyar, Mohamed M. M. de Silva, Sanjiv Senaratna Sellamuttu, Sonali Floods and other weather-related disasters plague farmers in Bangladesh, and climate change threatens to exacerbate these risks. At stake are the livelihoods of millions of small and marginal farmer households that are at risk of becoming further entrenched in poverty. Lack of compensation or other buffering mechanisms means crop losses give rise to deepening cycles of debt, especially when cultivation is financed through loans. While neighboring India has developed strong policy and strategic direction for using risk transfer mechanisms, such as Weather Index Insurance (WII), as a disaster risk reduction tool, policy support in Bangladesh is lukewarm. To date, most WII schemes have been pilots implemented mainly by nongovernmental organizations (NGOs) and donors. The Index-based Flood Insurance (IBFI) project of the International Water Management Institute (IWMI) hopes to adapt the pilot scheme it is trialling in Bihar, India, to Bangladesh. To understand how such a scheme can be made accessible, especially to marginal groups, fieldwork was undertaken in Sirajganj district. Here, a WII pilot project, funded by the Asian Development Bank (ADB), which offers insurance for crops during both the Aman and Boro seasons is ongoing. This brief is informed by findings from this fieldwork. 2019-08 2019-12-06T09:29:32Z 2019-12-06T09:29:32Z Brief https://hdl.handle.net/10568/106032 en Open Access application/pdf CGIAR Research Program on Water, Land and Ecosystems Aheeyar, Mohamed; de Silva , Sanjiv; Sellamuttu, Sonali Senaratna. 2019. Making index-based flood insurance socially inclusive in Bangladesh: challenges and options. Colombo, Sri Lanka: International Water Management Institute (IWMI). CGIAR Research Program on Water, Land and Ecosystems (WLE). 6p. (WLE BRIEFING SERIES NO. 25)
spellingShingle Aheeyar, Mohamed M. M.
de Silva, Sanjiv
Senaratna Sellamuttu, Sonali
Making index-based flood insurance socially inclusive in Bangladesh: challenges and options
title Making index-based flood insurance socially inclusive in Bangladesh: challenges and options
title_full Making index-based flood insurance socially inclusive in Bangladesh: challenges and options
title_fullStr Making index-based flood insurance socially inclusive in Bangladesh: challenges and options
title_full_unstemmed Making index-based flood insurance socially inclusive in Bangladesh: challenges and options
title_short Making index-based flood insurance socially inclusive in Bangladesh: challenges and options
title_sort making index based flood insurance socially inclusive in bangladesh challenges and options
url https://hdl.handle.net/10568/106032
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