Search Results - "Collateral"

Evaluation of a livestock financing project in Bangladesh: Navigating operational, environmental, and behavioral challenges by Ambler, Kate, Bakhtiar, M. Mehrab, de Brauw, Alan, Uddin, Mohammad Riad

“…Such reluctance is often attributed to the elevated costs and risks linked with small, geographically dispersed farms, as well as the farmers' lack of collateral. Microfinance has emerged as a crucial intervention in bridging this gap. …”
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Do credit constraints affect agricultural technology adoption? Evidence from Nigeria by Balana, Bedru, Oyeyemi, Motunrayo, Benson, Todd

“…However, demand-side factors, such as borrower’s risk-averse behavior, financial illiteracy, collateral requirements, or perceived high transactions costs, can also play important roles in credit-rationing for smallholder farmers.…”
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Social capital and the reproduction of economic inequality in polarized societies by Mogues, Tewodaj, Carter, Michael R.

“…First, it models social capital as a real capital asset with direct use and collateral value. Second, it extends the concepts of identity, alienation and polarization used by Esteban and Ray (1994). …”
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New U.S. tariff policies: What’s at stake for sub-Saharan Africa? by Piñeiro, Valeria, Gianatiempo, Juan Pablo, Traoré, Fousseini, Glauber, Joseph W.

“…In sub-Saharan Africa (SSA), these impacts will be felt both directly, through newly imposed tariffs, and indirectly, as collateral damage in a potential trade war between the world’s largest economies. …”
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From the ground up: Demining farmland and improving access to fertilizer to restore Ukraine’s agricultural production by Welsh, Caitlin, Dodd, Emma, Dankevych, Vitalii, Glauber, Joseph W., Broyaka, Antonina

“…Due to Russia’s intentional attacks on all aspects of Ukraine’s agriculture sector, and collateral damage from hostilities, Ukraine’s production and exports are diminished today from prewar levels. …”
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EzyAgric app for input quality tracing for Ugandan smallholder farmers by Ajambo, Susan, Ochieng, S., Kikulwe, Enoch, Abucheli, Eliud

“…The services include Farm Manager for undertaking a Cost Benefit Analysis, and proper record management is accessed; Agri-shop, where a platform to digitally purchase genuinely affordable price agri-inputs from certified bulk agro-input manufacturers while providing an end-to-end feedback loop and a traceability trail; EzyCredits where farmers receive credits calculated based on the records generated from Farm Manager and Agrishop transactions as collateral, redeemable for purchase exclusively via the Agri-shop; Farm Manager provides on-demand information and training tailored to specific agronomic needs. …”
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Financial services and financing mechanisms for ensuring the development of identified Sasso poultry and sorghum business models in Murewha and Mbire districts in Zimbabwe by Dawes, Michael, Mushongachiware, Rodney

“…Through stakeholder engagements, focus group discussions, and key informant interviews in Mbire and Murehwa districts, the report identifies inclusive financial solutions to address the main barriers faced by smallholder farmers, such as high interest rates and lack of collateral. Key mechanisms proposed include tailored microfinance options via partnerships with institutions like Zambuko Trust, enhanced community-based financing by upgrading Internal Savings and Lending Schemes (ISALs) to Savings and Credit Cooperative Organizations (SACCOs), and digital financing models using platforms like EcoCash. …”
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Financial inclusion in food, land and water systems: what works for women? by Puskur, Ranjitha, Verma, Benu, Elias, Marlene, Mujawamariya, Gaudiose, Haan, Nicoline C. de, Atakos, Vivian

“…Barriers to women’s financial inclusion include lack of collateral, cumbersome documentation and procedural requirements, legal discrimination, financial illiteracy, discriminatory social norms, financial risk aversion and lack of gender disaggregated data. …”
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Agricultural value chain finance in Indonesia: Executive summary by de Brauw, Alan, Sayaka, Bambang, Pasaribu, Sahat, Ambler, Kate, Herskowitz, Sylvan, Suryani, Erma

“…Key points related to the policy environment are: Allow interest rates for loans from the formal sector to be priced by the market; Support secure, inclusive payment systems and transaction frameworks; Develop a legal framework that supports both the use of movable collateral in loans and a warehouse receipts system; Develop a legal and/or regulatory framework that supports contract farming among smallholders; And allow for a more open, technology-driven financial architecture that facilitates market entry among nontraditional financial service providers.…”
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Nigeria land governance reform: What needs to be done to stimulate demand and support market growth? by Ghebru, Hosaena, Kennedy, Adam

“…Third, it reduces asymmetric information about land ownership rights, allowing individuals to use their land as collateral for loans encouraging investment. Less than 3 percent of the land in Nigeria is formally registered leaving the vast majority of the population to deal with tenure insecurity and its attendant negative implications on land related investment and agricultural productivity. …”
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Capital market operations in an emerging economy: the case of Nigeria by Ojo, M.O.

“…The government, in a bid to solve this problem, established the Nigerian Securities and Exchange Commission (SEC) as a reliable financial institution where companies could be listed and secure funds to enable them pursue their business plans without going through the banking rituals of looking for collateral securities to get banking loans. To conduct an effective research in this area, therefore, the researcher used a number of research tools, including survey method and the use of questionnaire and interview. …”
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The impact of credit on the technical efficiency of maize-producing households in northern Ghana by Martey, E., Wiredu, A., Etwire, Prince M., Kuwornu, J.K.M.

“…Policy interventions aimed at increasing smallholder farmers’ access to production credit (e.g. through the creation of a conducive investment environment that lowers the lending rate and collateral requirements) must be vigorously pursued. …”
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Impact of intensive youth participation in agriculture on rural households' revenue: evidence from rice farming households in Nigeria by Fasakin, I.J., Ogunniyi, A.I., Bello, L.O., Mignouna, Djana B., Adeoti, R., Bamba, Z., Abdoulaye, Tahirou, Awotide, B.A.

“…Therefore, our results suggest that efforts by the government and stakeholders towards encouraging flexible accessibility to credit (low-interest and easy repayment) and land without collateral to young people could enhance their participation in intensive agriculture and could subsequently boost productivity and household revenue.…”
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Consumption insurance and vulnerability to poverty: a synthesis of the evidence from Bangladesh, Ethiopia, Mali, Mexico, and Russia by Skoufias, Emmanuel, Quisumbing, Agnes R.

“…In particular, poorer households may be less able to use mechanisms that rely to initial wealth as collateral. In this regard, public transfer programs may have a more redistributive effect.…”
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Consumption insurance and vulnerability to poverty: a synthesis of the evidence from Bangladesh, Ethiopia, Mali, Mexico, and Russia by Skoufias, Emmanuel, Quisumbing, Agnes R.

“…In particular, poorer households may be less able to use mechanisms that rely to initial wealth as collateral. In this regard, public transfer programs may have a more redistributive effect.…”
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Agricultural biodiversity, social-ecological systems and sustainable diets by Allen, T., Prosperi, P., Cogill, Bruce, Flichman, G.

“…However, their development has not entirely fulfilled health and nutritional needs, and moreover, they have generated substantial collateral losses in agricultural biodiversity. Simultaneously, several regions are experiencing unprecedented weather events caused by climate change and habitat depletion, in turn putting at risk global food and nutrition security. …”
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Assessing the impacts of watershed interventions using ground data and remote sensing: a case study in Ethiopia by Gumma, Murali K., Desta, G., Amede, T., Panjala, P., Smith, A. P., Kassawmar, T., Tummala, K., Zeleke, G., Whitbread, Anthony M.

“…This study assessed the performance of natural resource management in a target site (Aba Gerima) and compared the collateral impacts on neighbouring watersheds in Ethiopia in terms of land-use land-cover change. …”
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Assessing the performance and participation among young male and female entrepreneurs in agribusiness: a case study of the rice and maize subsectors in Cameroon by Fani, D.C.R., Henrietta, U.U., Oben, E.N., Dzever, D.D., Obekpa, O.C., Nde, A.T., Sani, M., Annih, M.G., Dontsop Nguezet, Paul M.

“…Incentives such as single-digit interest rates and no collateral security should be directed to young women to receive more credit for purchasing agrochemicals and improved varieties of seed. …”
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Impacts of a digital credit-insurance bundle for landless farmers: Evidence from a cluster randomized trial in Odisha, India by Pattnaik, Subhransu, Kramer, Berber, Ward, Patrick S., Yingchen Xu, Tharakeswar, G.

“…Smallholder farmers often lack documented land rights to serve as collateral for formal loans, and their livelihoods are inextricably linked to increasingly variable weather conditions. …”
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Women’s land rights in Africa by Ghebru, Hosaena

“…Reflecting neoliberal thinking about private property rights, Besley (1995) identified three channels through which secure property rights can, in principle, bring about positive economic outcomes, namely (1) tenure security and higher land investment incentives; (2) smooth functioning of the land markets (tradability) that smooths farm input adjustment; and (3) facilitating access to institutional credit by allowing land to be used as collateral. These hypothesized effects of tenure security rely heavily on the neoclassical framework that presupposes markets for all goods and services (including credit and insurance markets) exist and, therefore, market clearing prices determine demand and supply choices of households (Bardhan 1989; Hoff, Braverman, and Stiglitz 1993).…”
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