Search Results - "Collateral"

Determinants of smallholder farmers access to formal credit: the case of Metema Woreda, North Gondar, Ethiopia by Yehuala, S.

“…Participation in extension package programs, Experience in credit use from the formal sources, total cultivated land size, number of livestock in TLU, collateral or group formation and membership of FMSC were highly important in influencing access to formal credit use as evidenced by the model output. …”
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Inclusive climate risk insurance India by International Water Management Institute

“…Structural inequalities (landlessness, lack of collateral, illiteracy, lack of social networks and gendered norms) as well as institutional setups play into the design and implementation of climate risk insurance initiatives. …”
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Farmers brace for a new round of trade wars by Glauber, Joseph W.

“…In 2018 and 2019, US agriculture suffered from collateral damage during the previous Trump administration as the president’s unilateral actions on trade against foreign suppliers of US imports had serious repercussions for US agricultural exports.…”
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Formal versus informal: Efficiency, inclusiveness, and financing of dairy value chains in India by Chand, Ramesh, Joshi, Pramod Kumar, Saxena, Raka, Rajkhowa, Pallavi, Khan, Md. Tajuddin, Khan, Mohd. Arshad, Chaudhary, Khyali R., Birthal, Pratap Singh

“…The innovative financial products, such as ‘dairy credit card’ and ‘contract as collateral’ would enable them to adopt yield-enhancing technology and inputs and also to scale up their dairy activity.…”
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Unlocking Finance through Livestock: Ethiopia's Innovative Lending Model by Endrias, Abrhame, Demissie, Teferi

“…For decades, rural livestock producers have been largely excluded from formal credit systems due to the absence of conventional collateral such as land titles or fixed assets. As a result, many farmers are unable to invest in improved breeds, quality feed, veterinary services, water access, and modern livestock management practices. …”
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Informing Policy with Agricultural Research-for-Development: Insights from Research on Resilience by Kramer, Berber

“…• Limited access to credit, e.g., due to a lack of collateral and documented land rights, exposes smallholder farmers to risk and liquidity constraints • This does not only reduce farmers’ ability to cope with weather shocks but may also prevent them from investing in their farms. • Insurance to reduce risk and thereby increase access to credit typically falls short: High costs of indemnity-based insurance; Basis risk in weather index-based insurance. • What if we can overcome information asymmetries at a low cost, using smartphone images?…”
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Agricultural land: Inequality and insecurity by Lambrecht, Isabel B., Belton, Ben, Fang, Peixun, Minten, Bart, Naing, Phyo Thandar

“…Moreover, land as property may facilitate access to credit when used as collateral, further facilitating productive activities. …”
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Determinants of repayment performance in credit groups: the role of program design, intra-group risk pooling, and social cohesion in Madagascar by Zeller, Manfred

“…Group lending has received much attention in recent years because of its perceived potential in providing financial services to poor households that lack traditional collateral. The analysis in this paper focuses on the effects of program design, community and group characteristics on the repayment performance of groups, using a data set on groups from six different lending programs in Madagascar. …”
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Institutional change, rural services, and agricultural performance in Kyrgyzstan by Akramov, Kamiljon T., Omuraliev, Nurbek

“…The land reform established private property rights to land, including the rights to transfer, exchange, sell, lease, and use the land as collateral for credit. These key features of Kyrgyzstan’s agrarian transition are in sharp contrast with those of other transition countries in Central Asia. …”
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Assessing micro-finance services in agricultural sector development: a case study of semi-formal financial institutions in Tanzania by Rweyemamu, D.C., Kimaro, M.P., Urassa, O.M.

“…Deficient or inappropriate collateral, credit rationing, lender preferences for high-income customers borrowing large amounts, and bureaucratic procedures in the formal financial sector are often identified as key factors contributing to low access to credit among most rural dwellers.…”
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Effects of credit constraints on the productivity of small and medium-sized enterprises in Cameroon by Piabuo, S.M., Baye, F.M., Tieguhong, J.C.

“…Results show that interest rates, size of enterprise, size of loan, size of collateral, maturity of loans and legal status of enterprises are major sources of credit constraints faced by SMEs. …”
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Commodity exchanges and warehouse receipts in Malawi: Current status and their implications for the development of structured markets: Synopsis by Baulch, Bob, Gross, Adam, Nkhoma, Justice Chimgonda, Mtemwa, Chikumbutso

“…In addition, Malawi has several parallel ‘systems’ that advance collateral financing using warehouse receipts (WR). …”
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Innovations in insuring the poor: Providing weather index and indemnity insurance in Ethiopia by Meherette, Eyob

“…The high covariance of climatic risks, coupled with the lack of property to be attached as collateral, makes it difficult for cooperatives, microfinance organizations, or banks to provide financial services to smallholder farmers unless they have some insurance/reinsurance against this weather risk. …”
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From Risk to Resilience: How strategic Government Partnerships can Enhance Access to Insurance-Linked Credit for Smallholders in Zambia by Mascarenhas, Martina, Timu, Anne G., You, Liangzhi

“…Developed by ClimBeR and IFPRI, RCC provides a safety net for farmers by mitigating repayment obligations during climate-trigged losses, encouraging credit access without upfront collateral. The paper underscores the importance of partnerships, to scale RCC's reach and ensure its sustainability. …”
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Institutional environment and access to microfinance by self-employed women in the rural areas of Edo state, Nigeria by Okojie, Christiana, Monye-Emina, A., Eghafona, K., Osaghae, G., Ehiakhamen, J. O.

“…As they explained, while men inherit land and other property which they can use as collateral, women do not inherit property. They also said that women need their husband’s consent to borrow money from the bank. …”
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Leveraging Climate Finance for Agribusiness SMEs to Scale Up Climate Resilient Agriculture in East Africa: Recommendations for Policy and Practice by Shilomboleni, Helena, Verberk, Rene, Solomon, Dawit

“…Financial institutions such as banks may avoid the risk by not financing agribusiness SMEs or increasing the cost of financing, such as enforcing more stringent collateral requirements or higher interest rates (Csaky et al., 2017).…”
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Rural Finance Policies 9 - Factors affecting repayment rates in group-based lending: findings from Bangladesh and Madagascar by Sharma, Manohar, Zeller, Manfred

“…In the context of providing credit to the rural asset-poor, what is being increasingly called for is institutional innovation that combines prudent banking principles with effective screening and monitoring strategies that are not based on physical collateral (such as land). One important innovation has been the formation of borrower groups and the use of group responsibility and peer monitoring as the core principles guiding financial transactions. …”
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Four lessons for financial innovation in agrifood systems by Ambler, Kate, Bloem, Jeffrey R., de Brauw, Alan, Bakhtiar, M. Mehrab, Maruyama, Eduardo

“…Obstacles include weather and price risks that are difficult to insure, high transaction costs, a lack of collateral among smallholders and informal firms, and seasonal payment streams. …”
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Access to finance and rural youth entrepreneurship in Benin: is there a gender gap? by Senou, M.M., Manda, J.

“…These results suggest that policymakers should facilitate the access of youth, especially young women, to finance by encouraging formal financial institutions to reduce their credit eligibility conditions for those who do not have collateral.…”
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Artificial recharge endeavours in India: a review by Saha, D., Sikka, Alok, Goklani, Rahul

“…In India, artificial recharge (AR) of aquifers is considered a primary supply-side measure to combat the widespread over-exploitation of groundwater. As a major collateral benefit of rainwater harvesting (RWH) is aquifer rejuvenation, both rainwater harvesting and AR are planned and executed as a set of coherent interventions. …”
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