APA (7th ed.) Citation
Gan, L., Hernandez, M. A., & Zhang, S. (2021). Insurance or deliberate use of the bankruptcy law for financial gain? Testing for heterogeneous filing behaviors in the United States. Elsevier.
Chicago Style (17th ed.) Citation
Gan, Li, Manuel A. Hernandez, and Shuoxun Zhang. Insurance or Deliberate Use of the Bankruptcy Law for Financial Gain? Testing for Heterogeneous Filing Behaviors in the United States. Elsevier, 2021.
MLA (9th ed.) Citation
Gan, Li, et al. Insurance or Deliberate Use of the Bankruptcy Law for Financial Gain? Testing for Heterogeneous Filing Behaviors in the United States. Elsevier, 2021.
Warning: These citations may not always be 100% accurate.